Radical Personal Finance

    Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

  • 1080-Private Schools are a Complete Waste of Money Compared To This Alternative

  • 1079-My Thoughts on the Birthright Citizenship Executive Order and Situation

  • 1078-Friday Q&A: Business Skills, Productive Vacations, Radical Consistency, Appreciating What You Have

  • 1077-How to Make Good Decisions: A Framework

  • 1076-Friday Q&A: Second Citizenships, Finances for a 70-Year-Old, Asset Allocation, 2024 Taxes, etc.

  • 1075-A Billion Dollar Exit Doesn't Lead to Automatic Happiness

  • 1074-Why You Should Use Apple or Google Pay Instead of a Physical Credit Card

  • 1073-Friday Q&A: Implementing Financial Plans Turning $120k into $2,500/mo, Asset Rich and Cash Poor

  • 1072-Why I Stopped Canceling My Credit Cards Every December (and what I do instead!)

  • 1071-Civil Asset Forfeiture...Progress?

  • 1070: Cyber Monday Sale: Reflections on Building An International Escape Plan, 5 Years Later

  • "An Old-Fashioned Thanksgiving" by Louisa May Alcott

  • 1069-Friday Q&A: Laid Off, Building a Better FAFSA, RPF Academy, Voluntary Buyout

  • 1068-RPF Academy: Walking With You Step-by-Step to Financial Freedom

  • 1067-Friday Q&A: Liability Insurance Amounts, Gifting Money, International Privacy, Pathways to Financial Advisor

  • 1066: You—And the Country—Are Ten Years From a Total Transformation; Don't Give Up!

  • 1065-Understanding American Culture: American Football

  • 1064-Should I Relocate From Brazil to USA for More Opportunity?

  • 1063-Friday Q&A: Choosing Content, Renting House, Planning a Family Trip to Europe

  • 1062-Should I Focus On Getting a Different Job With Better Benefits?

  • 1061-My Favorite Personal Finance School Curriculum Author: Stanley Schmidt, Life of Fred

  • 1060-Financial Goals Everyone Should Set (11): Always Be Fully and Properly Insured

  • 1059-Lessons I Learned From 6 Countries In Asia

  • 1058-Insight and Advice Related to Family Travel and International Living

  • 1057-Privacy and Utopia: A History (with Gabriel Custodiet)

  • 1056-Should I Move to the Suburbs or an Apartment with a Pool for My Children?

  • 1055-Financial Goals You Should Set (10): Pay Cash For Your First Home

  • 1054-Financial Goals You Should Set (9): Own a Home

  • 1053-Healthy Physical Development for Girls (So They Can Be Strong and Athletic)

  • 1052-Friday Q&A: Homeschool Curricula, Asset Protection for Missouri Residents

  • 1051-How to Earn More Money by Growing Taller (~2% more for every inch!)

  • 1050-Advice For a Happy Life

  • 1049-How to Intentionally Create a World-Class Genius From Scratch

  • 1048-Friday Q&A: Joining a Family Business, Franchises, Pushing Children to Excel, CPS at the Door, Budgeting after a Windfall

  • 1047-Financial Goals You Should Set (8): Debt-Free for Life

  • 1046-Swapping out Apartment Life for Van Life to Save Money?

  • 1045-Keep the Tools of Adventure Ready to Go (And You'll Have Way More Adventure!)

  • 1044-What to do When Child Protective Services Knocks On Your Door

  • 1043-Financial Goals You Should Set (7): Own a Dwelling Place, Free & Clear!

  • Errata et eorum causa (in Roth IRA show)

  • 1042-Financial Goals You Should Set (6): Max Out A Roth IRA Every Single Year

  • 1041-Financial Goals You Should Set (5): Get As Much of the Highest-Quality Education You Possibly Can, As Soon As You Can

  • 1040-Friday Q&A: IT Outages, Preparing a Business for Sale, Scarcity Mindset, Mass Inflation, Teaching Children About Money, etc.

  • 1039-Financial Goals You Should Set (4): Build a Career Plan to Get Into the Top 20%

  • 1038-Financial Goals You Should Set: (3) Give Away 10% From the Very Beginning

  • 1037-A Few Useful Lessons and Inspiration from Trump and the Assassination Attempt

  • 1036-Friday Q&A: Internationalization for Indians, Selling Assets to Get Out of Debt, Lifestyle Design, Saving for a New Car, etc.

  • 1035-Financial Goals You Should Set: (2) Save Half, Spend Half

  • 1034-Financial Goals You Should Set (1): Get a Job

  • 1033-Friday Q&A: Family Foundations, Career vs. Family, Diabetes Prep, Joshua on Twitter, Homeschool Chat

  • 1032-A Way of Life: Live Your Life in Daytight Compartments

  • 1031-Friday Q&A: FIRE at 35, Failed Residency Match after Med School, Regret Whole Life Insurance, Preventive Health Screening, etc.

  • 1030-Friday Q&A: Maximum Investment Cashflow, New Vehicle, Large Family Travel, Difficult College Decisions

  • 1029-The Go-Getter: A Story That Tells You How to be One

  • 1028: As Rich as Croesus

  • 1027: Should Women Work?

  • 1026: Friday Q&A: Pay Cash for House or Get a Mortgage, Full-Time RV Living, Death Plan for Information, Philosophy of Business

  • 1025: The Rich Should Leave Their Wealth to Their Children, Not to Charity

  • 1024: If Only I Had...

  • 1023: The Highest Paying Summer Job for Teens

  • 1022: Prepare for Sudden Death

  • 1021: Friday Q&A: Too Much Money To Know What To Do With, Trades vs. Knowledge Work, Saving Capital Gains Taxes

  • 1020: The Death of the Nation State?

  • 1019: We're Doomed

  • 1018: Friday Q&A: Entity Selection for a Business and One Parent One Language Acquisition for Children

  • 1017: The Ultimate Freedom Machine!

  • 1016: Things Young Men Should Do in 2024

  • 1015: Friday Q&A: Deleting a Social Security Number for your Child, UTMA Accounts, Sell Old House or Keep as Rental

  • 1014: How To Avoid Being Nailed By a State Income Tax Auditor

  • 1013: Financially Productive Characteristics to Look for In a Potential Spouse

  • 1012: A Useful Framework to Find and Attract the Spouse of Your Dreams

  • 1011: My Post-Event Report on the Inaugural RPF Family Camp

  • 1010: Friday Q&A: Building Work Ethic and Character, Taking Drugs and Getting Plastic Surgery, Overcoming Risks for Full-Time Moms

  • 1009: U.S. Fertility Rate Falls to Record Low! How Can We Invest Money To Get More Babies?

  • 1008: We Got Him! The Demise of the IRS Whistleblower and What We Need to Learn From It

  • 1007: Friday Q&A: Costs of Motherhood, International Snow-Bird Adventures for Employees, Tithing on Investments, Abortion Debate, AI Dominating AI and Bookkeeping

  • 1006: Building Enormous Wealth Efficiently Through Business Abroad: Interview with Andrew Henderson

  • Come Join Me at Nomad Capitalist Live in September!

  • 1005: How to Navigate the Social Financial Complexities of Dining Out So You Can Have a Great Social Life Without Breaking the Bank

  • 1004: Don't Wait to Have Babies Until You Can "Afford It"

  • 1003: Don't Wait For Marriage Until You Can "Afford It"

  • 1002: Lessons From The Collapse of Haiti

  • 1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

  • 1000: Episode 1,000: The Story of the Accomplishment of My Ten-Year Goal

  • 999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

  • 998: The Credit Card Hacking and Points Game Isn't Worth It (except for these people)

  • 997-Choose Your Beliefs About Money

  • 996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

  • 995: Please Come to the Inaugural RPF Family Camp!

  • 994: Solving the Immigration Crisis in the USA

  • 993: Are Wealth and Poverty Infectious Diseases?

  • 992: Friday Q&A-Starting an Audio Podcast in 2024, Cash, More Cash, Impact of Family on Job

  • 991: Every Invisible Dollar is Worth Double Every Visible Dollar

  • 990: Friday Q&A: Languages for Children, Moving to the USA, Happiness

  • 989: Everyone is Moving to the Metropole

  • 988: Friday Q&A: Critiques of Joshua's Recent Advice, Too Many Businesses, Too Little Time, Converting Term to Whole Life

  • 987: Invest Your Money Into Founding a Great House To Change the World

  • 986: New Year's Q&A: What Do I Do With a Bunch of Extra Money, Financial Planning for Single Guy, Maintain Privacy with New Business, etc.

  • 985: How to Save Up A Down Payment to Buy Your Own Home

  • 984: Friday Q&A: Internationalization for Europeans, Recording Audiobooks, Whole Life, Prenups, etc.

  • 983: The American Dream Costs More Than The Average American Makes...Is the American Dream Dead?

  • 982: Friday Q&A: Learning Spanish, Financial Windfalls, Tax Preparers, Paperless Finances, Podcasts vs. Books, Effeminate Men at Church

  • 981: 🇵🇦Panama Is a World-Class Destination for Your International Plans; Here's Why - Interview with Mikkel Thorup from Expat Money

  • "An Old-Fashioned Thanksgiving" by Louisa May Alcott

  • 980: Why I Will Move Back to the USA (Probably)

  • 979: Friday Q&A: Mental Models, Good Starter Estate Plan, AI, Barefoot Shoes, Prepare Food, Peter Zeihan, and more!

  • 978: Why I Left the USA, Part 4, For Me

  • 977: Why I Left the USA - Part 3, For My Children

  • 976: Why I Left the USA - Part 2, For Adventure

  • 975: Completely Stranded in the Caribbean for 2 Years!

  • 974: Why I Left the USA - Part 1

  • 973: Friday Q&A: Should I Become a US Citizen, Should I Invest My Money Into Treasuries, Switch Health Insurance, Preparing for In-Laws Moving In

  • 972: Most Important Steps to Plan for Aging Family Members

  • 971: Prepare When Times Are Good; Invest When Times Are Bad

  • 970: Embrace Your Privilege

  • 969: Friday Q&A: Resume Gaps, Speed Reading, High-Cost 403(b), New Job & Career

  • 968: What the Young Man Should Know

  • 967: Friday Q&A: Fix It Up or Sell It, Are CHSM Shares Tax-Deductible, Financial Discussions in Marriage, Math Academy, Ambleside Online

  • 966: You Must Build Texture and Variety into Your Future (and Children Will Help Enormously with This Task)

  • 965: Friday Q&A: Time in Business vs. Children, Consulting Offerings, 529 Accounts, Large Gifts, Etc.

  • 964: Responding to Senator McConnell's Economic Plan (War is a Racket by the Maverick Marine, Major General Smedley Butler)

  • 963: Friday Q&A: Ladybird Deed, Banking in Canada, Why You Should Have a Family Bank

  • 962: How to 10x Your Income (The 1000% Formula)

  • 961: Friday Q&A: Health Insurance Abroad, Becoming a Pilot, Taxes for a Nanny, Trustee Position, Etc.

  • 960: Don't Look for Money Hacks or Life Hacks; Instead...

  • 959: How Do We Solve the Marriage and Birthrate Crisis? A Broad Introduction to the Current Problems

  • 958: Friday Q&A: How to Figure Out What Career to Go Into, When Should You Spend More

  • 957: The Luckiest Man in Babylon

  • 956: Friday Q&A: Pay for College from Retirement Account, Buy Grandparents' Lake House, Salary vs. Benefits, When to Buy a House, Etc.

  • 955: The Clay Tablets from Babylon

  • 954: How to Transfer Money from a 529 to a Roth IRA (for you OR your child)

  • 953: Come Hang Out With Me in Panama! (While Building a Bulletproof Plan B)

  • 952: Friday Q&A: Community Connections While Traveling, Right Time to Switch Jobs, What to Do With Budget Data, etc.

  • 951: Friday Q&A: Working in Dubai, Learning French, Early Retirement, Die with Zero, Argentina Hyperinflation, etc.

  • 950: Friday Q&A: Reduce Taxes in Retirement, Transfer Money Abroad, Alternatives to USA, Rip-offs, etc!

  • 949: How to Invest in Your Children at a Very Young Age, Addendum: Invest in the Social Climate and Environment of your Children.

  • 948: Complementary Redundancy

  • 947: How to Buy Inexpensive Airplane Tickets So You Can Travel the World

  • 946: The Camel Trader of Babylon

  • 945: May Your Aspirations and Ambitions be Higher Than Mere Wealth

  • 944: Listen to This When You've Reached Your Limit and Can't Go On

  • 943: Friday Q&A: How to Teach Your Children a Language You Don't Speak, How to Evaluate a Move to a New State

  • 942: Don't Start or Donate to a Not-For-Profit Organization (until you consider this...)

  • 941: The Walls of Babylon

  • 940: How Much Land Does a Man Need? by Leo Tolstoy

  • 939: The Gold Lender of Babylon

  • 938: The Tragic End of Billionaire Tony Hsieh

  • 937: Friday Q&A: Robo Advisors, Umbrella Liability Insurance, Career Planning

  • 936: How to Invest in Your Children at a Very Young Age, FINALE: How Cornelius Vanderbilt Invested Into His Children

  • 935: How to Invest in Your Children at a Very Young Age, Part 16: How Joshua Incorporates These Ideas Into His Daily Schedule

  • 934: How to Invest in Your Children at a Very Young Age, Part 15: Invest Into the Emotional Stability and Sense of Significance of Your Children

  • 933: How to Invest in Your Children at a Very Young Age, Part 14: Invest Into Developing a Philosophy and Spirit of Success

  • 932: Scott Galloway and Chris Williamson on TikTok, Propaganda, and Divisiveness

  • 931: Friday Q&A: DNA Privacy, Low Mortgage Rates, Family Travel, Deep Work, IUL, etc.

  • 930: The 21st Century Superpower That Will Radically Increase Your Earnings and Impact

  • 929: How to Invest in Your Children at a Very Young Age, Part 13: Teach Logic and Philosophy(So They Can Use Their Smart Brains Better)

  • 928: How to Invest in Your Children at a Very Young Age, Part 12: Require Your Children to Memorize (and Teach Them How!)

  • 927: How to Get a College Degree Cheap and Fast!

  • 926: Is the US Dollar Losing Its Reserve Currency Status?

  • 925: How to Invest in Your Children at a Very Young Age, Part 11: Develop Artistic Ability and Appreciation (Cont.)

  • 924: Friday Q&A: Practical Financial Planning Scenario, Sabbaticals, Homeschool Co-ops, Advice for Newlyweds

  • 923: How to Invest in Your Children at a Very Young Age, Part 10: Develop Artistic Ability and Appreciation

  • 922: Friday Q&A: Impact of AI, Retiring from the Military, Daycare Housing, Choosing Jobs, Working with Spouse, Etc.

  • 921: How to Invest in Your Children at a Very Young Age, Part 9: Develop Great Writers

  • 920: The Current Challenges and What's Next...

  • 919: How to Invest in Your Children at a Very Young Age, Part 8: Develop Multilingualism

  • 918: The Five Laws of Gold

  • 917: Friday Q&A: Birth Tourism, Choosing Books for Children, Saving Too Much Money, Develop Business to Full-Time

  • 916: How to Invest in Your Children at a Very Young Age, Part 7: Don't Let Your Children Study Math Formally until Age 10

  • 915: How to Invest in Your Children at a Very Young Age, Part 6: Catalyze Numeracy in Your Children

  • 914: What Will Happen with Social Security and Medicare, and How Can You Prepare?

  • 913: How to Invest in Your Children at a Very Young Age, Part 5: Help Your Children to Become Accomplished, Fluent Readers

  • 912: Friday Q&A: Increasing Reading, Investing Extra Money, Real Estate Seminars, Living in South Florida, Etc.

  • 911: How to Invest in Your Children at a Very Young Age, Part 4: Give Your Children Words and Background Knowledge

  • 910: How to Invest in Your Children at a Very Young Age, Part 3: Invest into Strong, Healthy, Athletic Bodies

  • 909: How to Invest in Your Children at a Very Young Age, Part 2: Conception, Pregnancy, Childbirth

  • 908: How to Invest in Your Children at a Very Young Age, Part 1: Choose Great Parents!

  • 907: Friday Q&A: Why Hire a Financial Pro, Real Estate Education, Best e-Reader, Demographics and Real Estate, Etc.

  • 906: Five Intelligent Financial Goals for You to Set in 2023!

  • HACKPROOF: How to Beat Fraudsters, Prevent Identity Theft, and Say Goodbye to Cybercrime

  • 905: Friday Q&A: Blue Collar Biz, Home Education, Books to Read, Motorcycle Riding, and More!

  • 904: Encouragement for You as You Set Your New Year's Resolutions and Goals

  • 903: Friday Q&A: New Job, Productivity Tools, Outsourcing to a VA, Bitcoin, Etc.

  • 902: How to Buy a Car, Part 5: The Single Best Technique to Source a Quality Used Car

  • 901: Friday Q&A: Why You Should Maximize Tax-Deferred Plans, UTMA Accounts, Dividends on Whole Life, Asset Allocation, Business, Etc.

  • 900: Meet the Goddess of Good Luck

  • 899: The Gods of the Copybook Headings with Terror and Slaughter Return!

  • 898: What to Do If You've Just Lost All Your Money

  • 897: Important Financial Lessons from the FTX Collapse

  • 896: Friday Q&A: Citizenship by Investment, Marketing an RIA, Medicaid or Not, Learning Spanish, Wills & Trusts

  • 895: Seven Cures for a Lean Purse

  • 894: Friday Q&A: Houses & Down Payments, New Child, Famine, Farming, Etc.

  • 893: The Richest Man in Babylon

  • 892: Friday Q&A: Financial Coaching, Canada, Tax Planning, Franchise Business, Car Leasing

  • 891: The Man Who Desired Gold

  • Bitcoin Markets/Privacy Update (October)

  • 890: Friday Q&A: Upgrade My House, Where to Move After Graduation, Future of the Stock Market, etc.

  • 889: How to Buy a Car, Part 4: Decide on a New Car vs. Used Car

  • 888: Friday Q&A: Dual-Income to Single-Income, Cloth Diapers, Predicting the Future

  • 887: The Joys and Trials of International Living-Interview with Mikkel Thorup

  • 886: How to Buy a Car, Part 3: Decide How Much to Spend

  • 885: Famine is Coming (This Episode Explains Why): Interview with Steven Harris

  • 884: Friday Q&A: Deductible Car Expenses, Vacation Homes, Cash on Hand, Gold Coins Fraud, Etc.

  • 883: President Biden's Student Loan Debt Cancellation: Facts, Planning Opportunities, and Commentary

  • 882: Reflections on 3.5 Years of Ex-Pat-tery (or, My Current Opinion on Leaving the USA in 2022)

  • 881: Friday Q&A: Estate Properties, Individual Stock Investing, Getting Over Past Financial Mistakes, How to Handle Donations for a Serious Medical Issue

  • 880-How to Buy a Car, Part 2: Decide What You Want and Need in a Car

  • 879-How to Buy a Car, Part 1: Don't Buy a Car If You Can Avoid It

  • 878-Friday Q&A: International Banking and Residency, To Leave or Not to Leave (a Job), Target Date Retirement Funds, Asset Allocation

  • 877-My Thoughts on the World Today (Inflation, Recession, Global Uncertainty, Famine)

  • 876-What is a Liberal Education?

  • 875-Why Pursue a Classical Education?

  • 874-Friday Q&A: Disability Insurance and Unemployment, Worldschooling, Business Privacy

  • 873-Out & About: Watchman Privacy Podcast (Bitcoin, Financial Privacy, Etc.)

  • 872-Who Should Go to College to Get a B.A.?

  • 871-Inside Ukraine: On-the-Ground Lessons Learned

  • 870-Friday Q&A: 60-day Rollovers, Digital Nomading, Childcare, Cash-Out Refi, Etc.

  • 869-A Bad Day for Grendel

  • 868-Joshua's Advice: How to Begin Your Home Education Journey

  • 867-An Inspirational Education Story

  • 866-Friday Q&A: Target Date Fund Debacle, Making Summer Productive, Medicaid Trust, Etc.

  • 865-From $14K Per Year to $100M in 7 Years: The Taylor Welch Story

  • 864-How to Respond to Turbulent Markets

  • 863-How to Avoid Jail/Court for Domestic Disturbance and Underage Relationships (Inspired by the Johnny Depp and Amber Heard Trial)

  • 862-Friday Q&A: 5 Months Abroad, What to Invest In, Moving from Real Estate to Index Funds, Etc.

  • 861-Friday Q&A: Malta, Insurance after Weight Loss, Choose between Jobs, Giving Stock to Charity, Should I Quit My Job

  • 860-My Hero, Bill Gaither...and the Career and Life Lessons We Can All Learn from Him

  • 859-The Future of Bitcoin: Lessons Learned from the Bitcoin 2022 Conference

  • 858-Financial Lessons Learned from the USA (3 of 3)

  • 857-Financial Lessons Learned from Russia (2 of 3)

  • 856-Friday Q&A: Career Change, Whole Life Insurance, Rentals, House Money

  • 855-Financial Lessons Learned from Ukraine (1 of 3)

  • My New Bitcoin Privacy Course

  • 854-Your Right to Transact Financially with Others is a Human Right...And It's In Danger

  • 853-BONUS EPISODE: Strategic Background on the Conflict with Russia, Ukraine, and the West

  • 852-Fifty Years Ago It Was Illegal for Americans to Own Gold Coins or Bullion (Yes, Really)

  • 851-A Sobering Discussion of How Things Could Get Much Worse for You and Me in Days to Come

  • 850: Protect Yourself and Your Family by Believing That Bad Things Happen

  • 849-Friday Q&A: Remote Work, Giving Ad Hoc vs. Systematically, Investing Virtuously, Off-Shore Bank Accounts, Etc.

  • 848-How I Taught My Children French in One Year by Reading

  • 847-How to Protect Your Money from the Government (Lessons from Canada)

  • 846-Friday Q&A: 3 Corrections, Whole Life, High Interest CC Debt, Living Library, Disability Insurance, Foreign Language, Etc.

  • 845-Friday Q&A: Refinancing to Invest in Stock Market, Health Insurance for Travelers, Getting Started Reading the Bible, Selling House to a Friend, Etc.

  • 844-Military Listener Disagrees with My Advice on Joining the Military: Here's His Side

  • 843-Global Collapsing Birth Rates Will Radically Affect Our Future

  • 842-Moving Around Is Not Conducive to Your Wealth (A Report from 6 Months of Digital Nomadism)

  • 841-Friday Q&A: DIY Projects, Roth Conversions, Vacation Home in El Salvador, French Inheritance Taxes, Preparing for a Baby, Joining the Military for VA Benefits

  • 840-Who Do You Want to Live With? Spend Your Money to Make That Happen

  • 839-Friday Q&A: Job Loss, Getting out of the Matrix, Taxes on Crypto, Finding a Good Accountant, Should I Contribute to a Retirement Account

  • 838-How to Have a Truly Rich Christmas (With the Inspiration of "A Christmas Carol" by Charles Dickens)

  • 837-The Watchman Guide to Privacy: Reclaim Your Digital, Financial, and Lifestyle Freedom - Interview with Gabriel Custodiet

  • 836-The Valuable Lifestyle Benefits of a Second Home

  • 835-Why a Vacation Home Might Very Well Be Your Best Investment Ever

  • 834-Friday Q&A: Baseball Cards, VideoGame YouTube, Inheritances, Borrowing Against Assets, Etc.

  • 833-Why Reading Aloud to Children is So Effective in Improving Academic Outcomes

  • 832-The Best Way to Invest in Your Children's Education (It's Absurdly Simple and Cheap)

  • 831-"An Old-Fashioned Thanksgiving" by Louisa May Alcott

  • 830-When the TSA Steals Your Cash...Sue Them!

  • 829-Friday Q&A: Life Insurance, Live Rittenhouse Verdict, House Money, GILTI Tax, Etc.

  • 828-Mrs. RPF is Back! Homeschooling, Worldschooling, and Full-Time Travel with Little Kids

  • 827-How Quickly Will Social Security Run Out of Money?

  • 826-Supply Chain Disruptions: Where Do We Go From Here? Interview with Steven Harris

  • 825-Friday Q&A: Moving Cash Safely, Massive House Values, Moving Abroad with Bitcoin, Etc.

  • 824-Is it Cheaper to Live in Mexico or the USA?

  • 823-Don’t Take My Advice. First Ask Yourself If It Actually Applies to Me Right Now.

  • 822-DELETED EPISODE - Mental Models to Deal with Controversial Topics

  • 821-Friday Q&A: Business, Student Loans, Bankruptcy, Babies, Annual Fees, Houses, Etc.

  • 820-Is Freedom in the USA Doomed Due to Forced V Mandates?

  • 819-My Recent Experiences Teaching My Children French

  • 818-How to Protect Yourself from Civil Asset Forfeiture

  • 817-My Biggest Financial Mistakes - Pursuing a Lifestyle of Leisure

  • 816-Global Supply Chains are in Disarray; Buy the Physical Items You Need and Want Now

  • 815-Major Tax Changes Coming...Just Like Always!

  • 814-Will Your Bank Automatically Send All Your Info to the IRS?

  • 813-A Truth About Personal Freedom I Desperately Wish Weren't True

  • 812-My Biggest Financial Mistakes: Not Selling Aggressively

  • 811-Friday Q&A: Houses, S-Corp and Taxes, Traveling, Internationalizing, Diversification, How Much to Invest, Increasing Income

  • 810-My Biggest Financial Mistakes: Conservatism

  • 809-Friday Q&A: Education, Crypto Lending, Low Income Opportunities, Spending Money on Prepping, House Hacking, etc.

  • 808-How to Lower the Stress of Travel

  • 807-Friday Q&A: Where to Start as 21-Year-Old, Liability on Rural Property, Saving for Retirement vs. House, etc.

  • 805-How to Buy a Quality Used Car Fast

  • 804-Family Travel by Car is Vastly Superior to All Other Options

  • 803-Friday Q&A: More Flag Theory, Debt Management, Etc.

  • 802-The Beauty and Excellence of a Conventional Life

  • 801-Practical Tools to Travel the World Cheaply

  • 800-Why I Defend Billionaires

  • 799-When You Have to Run Because…War

  • 798-Family Travel Tips from a Full-Time Nomad Family

  • 797-Analyzing Peter Thiel's $5 Billion Roth IRA

  • 796-This is Why You Shouldn't Leave Your Home Country and Go Elsewhere

  • 795-Friday Q&A: Michael Burry's Crypto Predictions, How Much Life Insurance, Florida

  • 794-Commentary on ProPublica Article: "The Secret IRS Files: Trove of Never-Before-Seen Records Reveal How the Wealthiest Avoid Income Tax"

  • 793-How This Man Built a Massive Business in a Frontier Market: Interview with Steve Aronson, Founder of Cafe Britt

  • 792-Friday Q&A: DIY, Business in Mexico, CPA Business, Buying Houses, Liberland, AirBnB Living

  • 791-Joshua's WhatsApp Metaphor and How It Will Apply to the Changing Financial World

  • 790-Starting a New Country Dedicated to the Principles of Liberty: Interview with Liberland President Vít Jedlička

  • 789-Friday Q&A: Saving on Taxes, Learning a New Language, Getting into Camping, Inflation, etc.

  • 788-Why I Got Bitcoin Wrong: An Apology

  • 787-The Freedom of Full-Time Family Travel

  • 786-Is it Safe to Go to Mexico? Or Anywhere?

  • 785-How to Move to Mexico (and Why You Should Establish Residency Now, Not Later)

  • 784-I Make Dreams Come True

  • 783-Friday Q&A: Downsides to Second Citizenship, Crypto Wages, Cash Out Pension, Etc.

  • 782-What to Do When Nothing Is Working and You Feel Like the Darkness is Closing In

  • 781-Disaster is NOT a Strategy

  • 780-How Should You Prioritize Tax Costs in Your Decisions?

  • 779-Friday Q&A: Made a Bunch of Money; Now What? How Does Joshua Create a Podcast?

  • 778-How to Live Income Tax-Free in the USA (2 of 2) ...and Make Money!

  • Announcement: Big, Big Travel Plans This Year!

  • 777-How to Live Income Tax-Free in the USA (1 of 2)

  • 776-Should You Cheat on Your Taxes to Save Money?

  • 775-Friday Q&A: Health Insurance or Health Sharing, Convert Group Life to Personal, Sell My Rental Property, etc.

  • 774-The Shocking Truth of How Just a Tiny Bit of Tax Destroys the Compounding of Your Wealth (RE-DO TO CORRECT A SERIOUS MATH ERROR)

  • 773-How an Early Retirement Extreme Lifestyle Protects You From Catastrophic - Interview with Jacob Lund Fisker

  • 772-Friday Q&A: Investment Wins, Vacation Property, Offshore Liability, Disability Insurance

  • 771-What Will They Say About Your Life When You Die?

  • 770-Friday Q&A: HELOC for Stock Investing, Dental Tourism, CFP Career Prospects, Equity as Comp

  • 769-The Power of Beta

  • 768-The Psychological Freedom of Ratios

  • 767-Friday Q&A: Government Job or Private-Sector, Getting Back Into Tax Compliance, Protecting Cash from Inflation, Camper or Hotel, Traveling While on Maternity Leave, Etc.

  • 766-Count the Costs and Your Goals May be Far More Achievable

  • RPF Meetup Invitation: Thursday, February 11 in Bogotá, Colombia

  • 765-The Freedom of Frugality

  • 764-Money is the Ultimate Renewable Resource; Time is the Ultimate Non-Renewable Resource

  • 763-Friday Q&A: Retirement Accounts for Americans Abroad, Whole Life Insurance, Rental Property Furnishings, Giving Appreciated Assets to Charity, Etc.

  • 762-My 2021 Commitment: To Live Richly, Not Frugally

  • 761-How to End a Year and Plan a Better One, Part 3: Plan

  • 760-How to End a Year and Plan a Better One, Part 2: Dream

  • 759-Friday Q&A: Scaling Biz, 401(k) Rollovers, $600k Inheritance, Leaving a Corporate Job Faster, Moving Money Offshore

  • 758-How to End a Year and Plan a Better One, Part 1: Reflect

  • 757-Friday Q&A: Cryptocurrency, Guaranteed Income for Early Retirement, Tax for Nomads, Investing in Children, Biblically Responsible Investing, Welfare, Etc.

  • 756-How to Leave a Bad Government When Your Guy Loses the Election

  • 394-On Voting, Elections, & Presidential Politics: 10 Things You Can Do That Will Actually Make a Difference in Your Life and Community (aka, Joshua's Antidote to Your Election Fever)

  • Out & About: Emergency Fund Planning, Credit Cards, and Disability Insurance | Joshua's Appearance on the "Life Meets Money" Podcast

  • 755-Friday Q&A: Inherited Real Estate Taxes, Placeholder Annuities, Teaching Children about Money, Etc.

  • 754-How to Invest in Commodities in a Radical Way (Metals, Tools, Food, Alcohol, etc.) | Interview with Steven Harris

  • 753-Friday Q&A: Financial Privacy, Disability Insurance, Dealing with Insurance Agents, Land Contracts

  • 752-Friday Q&A: What to Do after Graduation, Speculating in Stocks, Concealed Carry Insurance, Asset Protection for Real Estate

  • 751-How I Taught My Children to Speak Fluent Spanish in One Year With No Teachers, No Classes, and No Playmates or Spanish-Speaking Friends

  • 750-Friday Q&A: Lifestyle Biz for Efficient Taxation, Sales Jobs, Asset Protection, Buying a More Expensive House, Etc.

  • 749-Analyzing The NY Times Trump Tax Return Story (In Depth)

  • 748-Friday Q&A: Better College Jobs, Online Privacy, Investment Income in Early Retirement, Moving to Central America, Etc.

  • 747-How to Die Broke Like Billionaire Chuck Feeney Will

  • 746-Friday Q&A: How to Get a Raise, Second Home vs. Investment Property, Saving vs. Giving

  • 745-Install a Success Operating System in Your Children

  • 744-Friday Q&A: Contractor vs. Employee, Negative Interest Rates, Cash, Emergency Escape from Wildfires, How to Pay Down a Life Insurance Loan

  • 743-Did We Get It Wrong? Reflecting on the Unexpected (?) Recovery of the Stock Market

  • 742-Great Coronavirus News All Around

  • 741-How to Help Your Children Discover, Develop, and Profit From Their Passions and Talents: Interview with Jonathan Harris

  • 740-Friday Q&A: Practical Prepping, Medicaid for Early Retirees, New Tow Rig, HOA Woes, Etc.

  • 739-Friday Q&A: Socializing Children, IRA Taxation for Ex-US Citizens, Foreign Corps, Private Businesses, Etc.

  • 738-Why Not Skip High School Virtual Classes and Take College Courses Instead?

  • 737-Friday Q&A: Equity Stripping a House in Divorce, Buy Whole Life Insurance in a Sabbatical, Affirmations in Personal Development, Etc.

  • 736-Tax Planning Advice for an American Couple Moving Abroad to Teach

  • 735-Always Look for the Most Direct and Effective Path to Your Goals

  • 734-How to Move to Canada - and Get a Second Passport!

  • 733-Friday Q&A: Privacy, Asset Protection, CARES Act Distributions, WWJD, Nomadism vs. Community

  • 732-Friday Q&A: Proper Planning for Young People, Infinite Banking, Retirement Income, Etc.

  • 731-Revolution, Reformation, and Wealth

  • 730-How to Choose Which Foreign Language to Learn to Increase Your Income

  • 729-Modern Tools to Help You Learn a Foreign Language Faster

  • REPLAY 456-Protect Your Money by Arrest-Proofing Yourself and Your Children

  • 728-Where Are We Right Now?

  • 727-Friday Q&A: Credit Score, Helping Parents, Life Insurance on Children, Etc.

  • 726-How to Lower the Emotional Risk of a New Venture

  • 725-Friday Q&A: Future of the USA, Bank on Yourself, Master's Degree, How to Meet Smart People

  • 724-The Biggest Lifestyle Improvement Opportunity Available to You Right Now!

  • 723-Seven Rings of Freedom: What Do You Do When You're Free?

  • 722-Why I Don't Miss Investing in the Stock Market

  • 721-Friday Q&A: Stock Market Volatility, For-Profit Schools, Personal Self-Confidence, HELOCs, Etc.

  • 720-Commit to Growth, Exercise Courage, Develop Capability, Find Confidence

  • 719-How to Have a Low-Cost Adventure in the Midst of a Financial Depression

  • 718-Friday Q&A: Credit Card Annual Fees, Like-Kind Exchanges, What to Do Next After Debt, Side Businesses, etc.

  • 717-Friday Q&A: HELOCs, Deferring Mortgage, Investing for 18-Year-Olds, Moving to the Country, Voluntary Furloughs, Etc.

  • 716-How to Profit From a Recession

  • 715-How to Respond to An Emergency Loss of Income

  • 714-Friday Q&A: COVID-19 Update, Positive Thinking, Working Class Mentality vs. Rich Mentality, Ethical Problems, Market Participation, etc.

  • Short Update: Courses, Consulting, and What a Man Really Needs

  • 713-Friday Q&A (Please Listen! SERIOUS Financial Concerns Discussed & Analyzed)

  • 712-Don't Fight the Seas, Simply Change Your Goals Instead

  • 711-Understanding the Rough Economic, Fiscal, & Monetary Waters Ahead

  • 710-Where Do We Go From Here? (COVID19)

  • 709-Friday Q&A: Rentals, Down Payments, Refinancing, Career Transition, Quitting Job Right Now, Tax Loss Harvesting, EU Citizenship, 401(k) Loans, Nomad Living, Prepping and Keto Diets, Etc.

  • 708-Warning: Don't Let My Optimism Lead to Your Inaction (Coronavirus)

  • 707-Thoughts on COVID-19 Events du Jour

  • 706-Current Events: Coronavirus, Recession, Stock Market, and Risk Management

  • Louisville Meetup on Tuesday, March 10

  • 705-Friday Q&A: Upgrading Lifestyle, Public Speaking Course, MPT, Antibiotics, 401(k)s, Multiple Citizenships, LTC Insurance, Asset Protection for Real Estate, ISOs

  • 704-Friday Q&A: Master's Degree, Changing Income, Cancel Whole Life Insurance, Pay Off Mortgage Early, etc.

  • 703-On-the-Ground Insights to Prepare for a Venezuela-Style Economic Collapse

  • 702-Why You Should Take the Coronavirus Seriously and Prepare

  • 701-Seven Rings of Freedom: Financial Liberty

  • 700-Friday Q&A: Should I Break My Lease and Live in My Prius?

  • 699-Seven Rings of Freedom: State Liberty

  • 698-Seven Rings of Freedom: Business Liberty

  • 697-Seven Rings of Freedom: Spending Liberty (Part 2 of 2)

  • 696-Seven Rings of Freedom: Spending Liberty (Part 1 of 2)

  • Live Practical Preparedness Class Starting February 3

  • 695-How to Prepare for a Flu/Coronavirus Quarantine

  • 694-Friday Q&A: Should We Quit Our High-Income Career to Be Home With The Kids?

  • 693-Fat Loss & Money: 70 Pounds and Counting

  • 692-Seven Rings of Freedom: Family Liberty

  • 691-Financial Goals for You To Set: Get a Better Job

  • 690-Seven Rings of Freedom: Spousal Liberty

  • 689-The Missionary Position

  • 688-Seven Rings of Freedom: Spiritual Liberty

  • 687-The Decade Past; The Decade To Come

  • 686-How to Set Financial Goals, Part 4: Set Goals You Don't Know How to Achieve

  • 685-Friday Q&A: Business Liability Insurance, Life Insurance for Fat People, Short-Term Savings, Dividend Investors

  • 684-How to Set Financial Goals, Part 3: Count the Cost

  • 683-Friday Q&A: Career Skills, Buying a House, 401(k) Safety, Investing Locally, 1% Fees, etc.

  • 682-How to Set Financial Goals, Part 2: Why & How

  • 681-How To Set Financial Goals, Part 1: Dream and Count the Cost of Your Dreams

  • 680-Ketogenic Eating for Good Health and Rapid Fat Loss with Jack Spirko, Host of The Survival Podcast

  • 679-Fifty Pounds and Counting: Encouragement For You From My Own Weight Loss Journey

  • 678-Live Rich Now By Cultivating Gratitude For Your Trials

  • 677-Don’t Just Stand There Researching...Try It!

  • 676-Medical Tourism: Real-Life Experiences From Myles Wakeham of Be Unconstrained

  • 675-Friday Q&A: Buying a Business, Minority Shareholder, Gifting a Rental, Refinancing Mortgage, Etc.

  • 674-Friday Q&A: Sabbaticals, Home-Schooling, Modern Portfolio Theory

  • REPLAY: 575-How & Why I Scanned My Entire Library So I Can Carry It With Me On The Road

  • 673-How To Read A Book

  • 672-Create The Reality You Will Live In

  • 671-Ideas to Help You Build Social Capital and Political Influence

  • 670-Building a Big Business With 7 Young Children in the House! Interview with Tim Schmoyer of VideoCreators

  • 669-Friday Q&A: Seminar, Healthcare Risk, Moving States, Parents' Retirement, Etc.

  • 668-An Immigrant Success Story: Broke to Financially Independent in 12 Years

  • 667-How To Build a Great Life When Everybody Hates You

  • REPLAY 194-You Just Got Laid Off. Here's What To Do Next!

  • REPLAY 193-Make a Backup Plan In Case You Get Laid Off In The Coming Recession: Simple Action Steps For You To Consider

  • REPLAY 192-Recession is Coming: How to Not Get Laid Off In the Next Recession

  • 666-How to Prepare for the Coming Recession

  • 665-Friday Q&A: YNAB, Privacy, Inheritances, & Prepping

  • Meetup in Washington DC, September 3

  • 664-Can You Become Financially Independent If You Have Children?

  • 663-Should Christians Participate in Tax Strikes and Tax Protest Movements?

  • 662-Why is Joshua So Anti-Tax?

  • 661-Back to Basics: The Power of Cash

  • 660-Back to Basics: The Problem With Debt

  • 659-How My Ideas and Philosophies on Education Have Changed Over the Years

  • 658-The Natural Symbiosis Between Prepping and Financial Planning

  • 657-Mental Money Games to Change Your Behavior for the Better

  • 656-Twelve Interesting Ways to Invest In Your Children

  • 655-Friday Q&A: Protecting a Non-Working Spouse, Cash Savings, Wealth Accumulation vs. Living, etc.

  • 654-A New, Legal Tax Scheme to Help You Save Capital Gains: Qualified Opportunity Zones

  • 653-How Tax Rule Changes Can Sink Your Financial Plan (Discussion of H.R. 1994: the SECURE act)

  • 652-Cost of Living vs. Quality of Life (with an international flair)

  • 651-Can You Invest Better Than a Hedge Fund Manager?

  • 650-The Case for Pop-Up Campers

  • 649-Friday Q&A: Fiscal Future of the USA, Financial Coaching, International Living, Dividend Investing, Morality of Investing, Quitting my Job, etc.

  • 648-Friday Q&A: Sell Crypto to Pay Debt, Adjust Investments for Economic Uncertainty, Adjusting Finances for Divorce, Birth Tourism, Living Abroad, Etc.

  • 647-Asset Protection Planning for Mere Mortals - Part 12 - Intelligent Asset Titling

  • 646-How to Travel the World On The Cheap

  • 645-The Power of Choosing Not to Retire

  • 644-Who Do You Want to Remember You and What Do You Want to Be Remembered For?

  • 643-Should I Fix My Broken Car or Replace It?

  • 642-Friday Q&A: How to Contribute to an IRA When You're Taking the Foreign Earned Income Exclusion, How Should You Think About FIREing Yourself From A Big-Money Job

  • 641-$1,500 a Month On Non-Essentials? Society Discusses

  • 640-The Accidental Millionaire (And What You Can Learn From His Example)

  • 639-Friday Q&A: International Healthcare, Avoiding Wealth Taxes, Etc.

  • 638-Asset Protection Planning for Mere Mortals - Part 11 - Wage Exemption Planning

  • 637-How to Find an Excellent Wife: The Decision

  • 636-The Case for Moving to Puerto Rico

  • 635-Friday Q&A: Moving From NY to FL to Cut Taxes, Life Insurance at Work, Investment Philosophy, 529 Plans

  • 634-The Case for Moving Outside of the United States

  • 633-The Case for Moving to a No-Income-Tax State

  • 632-Asset Protection Planning for Mere Mortals - Part 10 - Personal Property Exemption Planning

  • 631-Individual Solutions Can Lead to Success and Happiness; Collective Solutions Lead to Frustration and Misery

  • 630-Friday Q&A: Whole Life Insurance, Walmart for Do-Gooders-of-The-Year, Asset Allocation in Retirement, Paying off Mortgages & More!

  • 629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

  • 628-Federal Debt: The Ticking Bomb that No One is Willing to Defuse

  • 627-Asset Protection Planning for Mere Mortals - Part 9 - Health and Education Account Exemption Planning

  • 626-Friday Q&A: Capitalism vs. Communism, Umbrella Liability Insurance, Buying a House While in Debt, etc.

  • 625-Friday Q&A: Maximizing Business Value for a Sale, Preparing for a Meeting with an Estate Attorney, and More!

  • 624-The 5 Possible Future Scenarios (from Fantastic to Catastrophic) and How to Plan for Them

  • 623-Friday Q&A: Life Insurance, Protecting Money in Brokerage Accounts, Optimizing Taxes while Living in Bermuda, etc.

  • 622-Asset Protection Planning for Mere Mortals - Part 8 - Annuity Values and Annuity Payments Exemption Planning

  • 621-Friday Q&A: Investing in Distressed Mortgage Notes, CFA Credential, Roth 401(k) vs. Traditional, Privacy vs. Functionality

  • Out & About: Interview for "In The Rabbit Hole" Podcast

  • 620-Friday Q&A: Financial Planning for Newlyweds, 401(k)s Without a Match, 529 vs. Roth IRA for College Education

  • 619-Empathy and Personal Responsibility When Living Paycheck-to-Paycheck: Interview with the Cheap Bohemian

  • 618-Reflections on the State of the USA From Two Travelers

  • 617-Friday Q&A: Giving Money to Poor People, Contributing My Salary to my Wife's 401(k), Protecting Investment Accounts, Buying Term Life Insurance while FI, etc!

  • 616-If Missing One Paycheck is a Problem For You, You're Behaving Stupidly

  • 615-How to Find an Excellent Wife: The Preparation

  • 614-End-of-The-Year Encouragement

  • 613-A Useful Question to Help You Get Better Advice from Experts

  • 612-Q&A: Pay Off Debt or Invest, 529 Plan Optimization, Financial Planning Fees, Tax Issues, College Planning

  • 611-Q&A on Dollar Cost Averaging, Roth IRAs for children, Bitcoin as an Asset Protection Tool, Getting into the Financial Planning Industry

  • 610-Friday Q&A: State Competition in Asset Protection Planning, Education, Financial Planning While Pregnant, Is Patreon a Good Funding Option, and More!

  • 609-Asset Protection Planning for Mere Mortals - Part 7 - Life Insurance Exemption Planning

  • 608-Asset Protection Planning for Mere Mortals - Part 6 - Retirement Account Exemption Planning

  • 607-The Only 3 Legitimate Reasons to Buy an RV (that I can come up with)

  • 606-Asset Protection Planning for Mere Mortals - Part 5 - Homestead Exemption Planning

  • 605-Asset Protection Planning for Mere Mortals - Part 4 - Understanding the Litigation Process and Vectors of Financial Attack

  • 604-Asset Protection Planning for Mere Mortals - Part 3 - What Is The Problem We're Protecting Against?

  • 603-Friday Q&A: Healthcare Sharing Ministries and Their Maximum Limits, Health Savings Accounts, and What To Do With An Inheritance When You're in Debt

  • 602-Asset Protection Planning for Mere Mortals - Part 2 - The Morality and Legality of Asset Protection

  • 601-Asset Protection Planning for Mere Mortals - Part 1

  • 600-A Complete Answer to Whether You Should Pay off Debt or Invest

  • 599-Appreciating Our Rich and Peaceful Lives in the Midst of Political Turmoil

  • Underground History Lesson with John Taylor Gatto (2 of 2)

  • Underground History Lesson with John Tayor Gatto (1 of 2)

  • A Short Angry History of Modern Schooling by John Taylor Gatto

  • 598-"I Quit, I Think" by John Taylor Gatto (1935-2018)

  • 597-Debt-Freedom Leads to Career Freedom to Become a Financial Adviser: Interview with Matt Miner from Design Independence

  • 596-Building a Life Well Lived: "Observations on Turning 82"

  • 595-Credit Card Q&A: Getting Out of Debt, Paying off Student Loans, Using Cards for Business Inventory

  • 594-Friday Q&A: If I Have No Credit Score (Because I Haven't Borrowed in >25 Years) Should I Start Building It

  • 593-Lifestyles of the Frugal and Obscure

  • 592-Widowed With 12 Children and No Life Insurance! One Woman's Story.

  • 591-Friday Q&A (Credit Card Edition): New Cards, Refinancing Mortgages, and Credit Freezes

  • 590-Who Should Never Have a Credit Card?

  • 589-How to Manage Cash While You Pay Off Your Credit Cards

  • 588-Credit Card Loans Can Provide a Way to Privately Purchase Goods and Services

  • 587-Credit Card Debt Is A Very Safe Form of Debt

  • 586-Friday Q&A (Credit Card Edition): Should I Close My Old Credit Cards Before Applying for a Mortgage, How Should I Refinance my Business Credit Card, How Can I Use My Credit Cards Privately, How Do I Pay Off My Credit Card Debt as a Newlywed

  • 585-Credit Cards Are An Incredible Tool (an introduction)

  • 584-When Hurricane Katrina Came Through Town

  • 583-Mega Friday Q&A: (two days early) Richest Man in Babylon, Children and F.I., Invest All at Once, Preparing for Marriage, What's Next, Etc!

  • 582-Friday Q&A: Getting Health Insurance after Divorce, Opportunities When Moving Cross-Country, Should I Keep My House in New Orleans as a Rental House, How Can My Father Buy a House for My Benefit,

  • 581-Understanding Why Money Doesn't Work Sometimes (OR, Understanding Just-In-Time Inventory Management)

  • 580-Useful Tools to Track Your Shopping Cart Totals When You're In The Store

  • 579-Why and How to Protect Your Garbage from Snoopers and Thieves

  • 578-National Preparedness Month: Common-Sense Discussion on Avoiding Lifestyle Diseases

  • 577-An Honest Analysis of the Good and Bad of Working From Home

  • 576-Sometimes You Win, Sometimes You Learn: How to Harvest the Important Lessons from Your Past Financial Failures

  • 575-How & Why I Scanned My Entire Library So I Can Carry It With Me on the Road

  • 574-Trading Your Way Through a Vacation

  • 573-Can You Afford to Work Nine to Five?

  • 572-Full-Time RV Living: A Mid-Action Review

  • 571-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 5 of 5)

  • 570-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 4 of 5)

  • 569-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 3 of 5)

  • 568-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 2 of 5)

  • 567-Accidental Retirees (pt 2 of 2): Small Businesses that Allow Full-Time Travel and Internet Connectivity on the Road

  • 566-Accidental Retirees (pt 1 of 2) - Interview with Scott & Susan, Techie4Hire

  • 565-You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid (pt. 1 of 5)

  • 564-Friday Q&A: Rental House vs. Personal House, What Type of Retirement Plan for a Small Business, Stocks vs. Real Estate, How to Get Money That's Owed to You

  • 563-Why Are Successful, High-Earning Professionals Moving Into a Van Down By the River? Interview with Chris and Cristi Moody from Life Opted Out

  • 562-Radical Housing Ideas (5 of 5): Change What "Housing" Looks Like For You

  • 561-Radical Housing Ideas (4 of 5): Get Your Employer to Pay For Your Housing Costs

  • 560-Radical Housing Ideas (3 of 5): Pay Attention to House-Hacking...It's Effective and Doable

  • 559-Radical Housing Ideas (2 of 5): Tax-Free Wealth By Fixing Up Your Own Home

  • 559-Radical Housing Ideas (1 of 5): Learn the Skills and Build Your Own House

  • 558-Friday Q&A: a Financial Independence Checkup, Investing in Private Businesses, How to Do Productive Work While Traveling

  • Celebrate Independence Day by Refusing to Lie: "Live Not By Lies" by Alexander Solzhenitsyn

  • 557-You Have the Right to be Financially Independent. Act Like It!

  • 556-Friday Q&A: Careers in Financial Advice, Should I Convert My IRA to a Roth, What Should I Save Money For?

  • 555-Good, Cheap, and Fast! (A Travel Story)

  • 554-How to Maintain Financial Peace in the Midst of Turmoil

  • 553-Consider the ROI You're Getting On Your Children's Education

  • 552-How to Achieve Your Adventure Faster Than You Ever Thought Possible

  • 551-Friday Q&A: Am I Financially Independent, Should I Switch Life Insurance Agents, Should I Engage in Tax-Gain Harvesting

  • 550-How Much Does It Cost You To Live Today?

  • 549-It's Always Cheaper to Feed the Meter than to Pay the Ticket

  • 548-Christian Economics: An Interview with Dr. Gary North

  • 547-How to Increase Your Income When You've Lost Your Health

  • 546-Q&A: How to Increase Profit from a Consulting Business, How to Build an Advice Business, How to Maximize Revenue from a Construction Company, How to Transition Careers

  • 545-How to Protect the Experience of Your Rich Life with Good Digital Fences

  • 544-How Much Money Do You Need to Earn To Live the Good Life?

  • 543-How to Save More Money Without Hurting Your Lifestyle

  • 542-Should You Choose Work You Love or Work That Makes the Most Money?

  • 541-How to Protect Your Family From Your Death When You Can't Qualify For Life Insurance

  • The Law by Frédéric Bastiat (i.e., my 2018 Tax Day celebration)

  • 540-Is US Government Bankruptcy a Sure Thing? A Friendly Debate with David Stein, Host of Money for the Rest of Us

  • 539-Friday Q&A: Should I Use an HSA Account to Pay for Medical Expenses, What Tools Will Help Me Find a New Career, Should I Participate in My Company's Non-Qualified Deferred Compensation Program?

  • Money vs. Meaning-"The Drum Major Instinct" by Dr. Martin Luther King, Jr.

  • 538-Making Sense of the New Car/Used Car Dilemma

  • 537-Friday Q&A: Transitioning from PC to Mac, Enhancing a Personal Website By Helping Others, Financial Advice for an 18-Year-Old Rockstar, Major Financial Influences on Joshua

  • 536-The Way to Wealth by Benjamin Franklin

  • 535-Responding to Listener Comments on An Error in Real Estate Basis Calculations, Radical Financial Plans vs Traditional Plans, What Happened to SudoPay, and More!

  • 534-Friendly Advice To Help You Buy Your First AR15 Rifle

  • 533-Friday Q&A: AirBnB Business Deductions, Deductibility of Losses on a Personal Rental, How to Get Great Podcast Guests

  • 532-Spending Money to Save Money

  • 531-Friday Q&A: How to Establish a Will & Trust While Living Internationally, How to Title Life Insurance Policies for Spousal Protection

  • 530-How to Build a Useful Home Armory That Won't Lose Monetary Value and May Save Your Life

  • 529-Friday Q&A: How to Protect From Disability Without Disability Insurance, How to Cover Unknown Future Risk, How Should I Finance a Land Purchase, Will My Credit Score Be Messed Up By Mortgage Shopping, How to Adjust Content for Different Audiences

  • A Nation of Cowards by Jeffrey Snyder (audio version)

  • 528-Tools and Tactics for Self-Defense in a Non-Permissive Environment (like a school)

  • 527-How to Buy a Used Car

  • 526-You Bought a Pickup Truck? You Idiot!

  • 525-Living on Lentils and Serving the King

  • 524-Why You Shouldn't Use Your 401(k) Money To Pay off Credit Card Debt When You're Unemployed

  • 523-Last Week's Fiscal Catastrophe and Your Response

  • 522-Feeling Poor This Valentine's Day? Money Can Buy You More Love...if You Handle It Right

  • 521-How We Chose Our RV for Full-Time Living On The Cheap For a Family of Five

  • 520-Coming to See you in 2018!

  • 519-How to Get More Free Stuff!

  • 518-Tools, Tips, and Techniques for Cooking on the Road (So You Can Actually Afford to Travel with Children!)

  • 517-Isaiah's Job

  • 516-Don't Let Your Pursuit of Money Ruin Your Life

  • 515-Battling Social Sneetchery: 3 Strategies to Consider when Confronting Peer-Pressure Spending

  • 514-Friday Q&A: Should I Front-Load my 401(k) Contributions, Should I Fire My Financial Advisor For Lack of Value?

  • 513-What Gets Measured Gets Managed: How to Apply an Appropriate Level of Granularity to Your Budget Tracking Systems

  • 512-How to Build and Use a Price Book to Save Money in the Short- and Long-Term and to Train Your Frugal Muscles for Massive Lifetime Wealth

  • 511-Friday Q&A: Should I Use my 401(k) Money to Invest in Real Estate with a Self-Directed IRA, What Questions Could a Client Ask their Financial Advisor for a More Productive Relationship, Do I Risk the Wrath of the IRS by Moving From Sole Proprietor to

  • 510-Which Expenses in Your Budget Matter the Most?

  • 509-How Much Does It Cost You to Live Today?

  • 508-Three Ways to Save Money

  • 507-Friday Q&A: Should I Move From My Apartment and Buy a House in the Suburbs, How do I Set Up a Solo 401(k) So I Can do a Mega Backdoor Roth IRA, Should I Work as a 1099 Contractor or a W2 Employee

  • 506-Tax Reform, Bitcoin, Financial Tracking, A Good Cleanse...and Merry Christmas! (End-of-Year Wrapup for 2017)

  • Out and About: Joshua's Financial Privacy Advice on the Complete Privacy & Security Podcast

  • 505-Approximately 50 Podcasting Lessons Learned from 500 Episodes of Experience

  • 504-Roth IRAs Are Really Awesome Tools (Here's An Example Why)

  • (replay) 121-Last-Minute Tax Planning Ideas To Save You Money

  • 503-Tools and Principles to Help You Fight Nasty With Your Creditors and Win!

  • Thanksgiving Day Greetings (and the Power of Gratitude in Your Financial Life)

  • Out & About: E232: How to Increase Wealth and Survive Your Likely Disaster (Joshua's Appearance on the In The Rabbit Hole Podcast)

  • 502-Pathways to Financial Freedom (in 10 years or less): RV Mechanic (and other small-scale, mobile trades)

  • 501-Joshua's Thoughts and Advice On How Men Can Protect Themselves, Their Families, and Their Careers from Being Destroyed by Sexual Scandal

  • Out and About: Joshua's Interview with Phil Taylor on the Masters of Money Podcast

  • 500-A Community Celebration of 500 Episodes

  • 499-How to Live In Your Car and Love It!

  • 498-How to Eat Super, Super Cheap when You're Flat Broke

  • 497-Prioritize Your Life, Not Your Money

  • 496-The Risk of Paying Off Debt Too Fast

  • 495-Would My 14-Year-Old Son's Marijuana Habit Destroy My Finances if I'm Using a Healthcare Sharing Ministry Like Samaritan Ministries to Pay for My Healthcare?

  • 494-Planning for Wildfires

  • 493-Should I Sell My Harley and Buy Some More Mutual Funds?

  • 492-Choose Your Hammer Carefully and Stop Beating Up Others for Preferring a Different Hammer

  • 491-Q&A: More Money Into Retirement or Buy a House, Can I Use a Donor-Advised Fund for Church Contributions, Should I Move From Commission-Based Job to Salary-Based Job, Should I Keep an India-Based Whole Life Insurance Policy?

  • 490: Q&A: Paying for a Seminary Degree with Early Distributions, Can I Still Become FI if We Move to Paradise First, Sell Our Rental House or Move Back for Tax-Free Gains, Healthcare Sharing Ministries

  • 489-Lessons From Las Vegas: A Few Practical Ways You Can Prepare For Being Involved in an Active Shooter Scenario

  • 488-Q&A: What Should I Do With a Large Bonus, How Can I Counsel a Young Lady Who Is Using Her Earnings to Support Her Poor Mother

  • 487-Friday Q&A: Should I Use a Whole Life Insurance Policy as My Retirement Bridge, Should I Concentrate All of My Investment Accounts With One Manager

  • 486-Ignore the Republicans...What Do You Think Is the Right Approach To Income Taxation and Why?

  • 484-How Should I Handle a Sizable Gift From My In-Laws?

  • 483-This Too Shall Pass: Keep Pressing Forward

  • [REPLAY] How to Protect Your Financial Privacy and Keep Your Accounts Secure: Interview with Justin Carroll from the Complete Privacy and Security Podcast

  • 482-The Equifax Data Breach: Background, How It Affects You, and the Minimum Steps You Need to Take to Protect Yourself

  • 481-Where Should I Keep My Emergency Fund?

  • How we Fared in Hurricane Irma (personal)

  • 480-Hurricane Irma Musings: The Thin Veneer of Civility and the Thick Adjustability of our Modern Shipping System, Storm Preps, and More

  • 479-Friday Q&A: What Should a New Expatriate Do With Their Investment Money, What To Do With an Old Pension, How Should a Newlywed Approach the Rent or Buy Question

  • 478-The Utility and Morality of Price Gouging

  • 477-Practical Financial Planning for Large-Scale Disasters Like the Houston Floods

  • 476-Pathways to Financial Freedom (in 10 years or less): Expediter Trucking (and other live-on-the-job opportunities)

  • 475-Friday Q&A: Should I ReFi My CC Debt with a HELOC, Does Passion for a Job Come After You Have Experience, Should I Dump The Military Survivor Benefit Plan in Favor of a Whole Life Policy?

  • 474-The Interplay of Human & Financial Capital, Wages & Profits, Rents and Business

  • 473-What's Wrong With Radical Personal Finance?

  • 472-Friday Q&A: Can I Have Both a SIMPLE IRA and a Traditional IRA, What Personal Finance Books Does Joshua Recommend, What Three Investments Would I Buy To Leave Alone for a Decade, What Are the Rules of Thumb for Who Should Buy Long-Term Care Insurance

  • 471-Friday Q&A: What's the Best Type of Retirement Plan for my Wife's Side Business, How Can I Help My Sister-in-Law Who is Asking me for Financial Advice, Should I Pay Off My Debt as Fast as Possible or Save Up and Pay it Off in Large Chunks?

  • 470-The Danger of a Financial Plan Built on Extremely Low Spending Projections

  • 469-Friday Q&A: Is It Legit That You Can Find Missing Money That's Still Unclaimed, Should I Take Free Housing With a Longer Commute, How Do I Deal With Massive Medical Bills, Do I Need a Personal Insurance Agent, and What Three Books Would Joshua Take to

  • 468-Friday Q&A: How does an LLC Protect My Liability and Help Me Save on Tax, How Can I Lower My Tax Bill on the Sale of My House

  • 467-Debt: Should we Measure it Based on Financial Risk or Lifestyle Risk?

  • 466-The USA's Long-Term Fiscal Gap and Why It Matters to You (America’s Fiscal Insolvency and Its Generational Consequences by Professor Laurence Kotlikoff)

  • 465-How to Build Passive Income By Investing in Raw Land: Interview with Mark Podolsky, the Land Geek

  • 464-The Seasons of Work: How to Get More Important Work Done Without Destroying Your Lifestyle

  • 463-The Usefulness and Prioritization of Money in the Seasons of Your Life

  • 462-Understanding your Funeral Options (and How to Save Money when Working with a Funeral Director)

  • 461-How to Protect Your Financial Privacy and Keep Your Accounts Secure: Interview with Justin Carroll from the Complete Privacy and Security Podcast

  • 460-How to Decide What To Invest In

  • 459-Don't Trust Your Financial Advisor!

  • 458-Mexican Taxis, Drug Cartels, License Plates, Registration Stickers, Goons with Guns...and You!

  • Quit Social Media by Dr. Cal Newport

  • 457-Celebrating the Arrival of a New Baby!

  • 10 Rules for Dealing With the Police (Audio)

  • You Have the Right to Remain Innocent, by Law Professors James Duane and Randy E Barnett

  • Don't Talk to the Police - James Duane, Law Professor at Regent University School of Law

  • 456-Protect Your Money by Arrest-Proofing Yourself and Your Children

  • 455-A Business Approach That Works For This Stay-At-Home Mome: Interview with Dr. Marilyn Brodeur, Founder of the Infant Dental Center

  • Out & About: Everything Financial Radio Appearance with Dennis Tubbergen to Discuss How to Live a Rich Life Now

  • 454-Friday Q&A: Where Should a 48-Year-Old Focus Financially, Should I Sell a Stock that Makes Up 25% of My Net Worth, Should I Move Across the Country So My Children Can Be Near Their Grandparents, How Strong Is the California Pension System, Should I Co

  • 452-The Rule of 72

  • 451-The Millionaire Next Door Wealth Index: How Do You Stack Up?

  • 450-Network Marketing, Multi-Level Marketing, & Pyramid Schemes: Are They Legitimate Business Opportunities or a Complete Scam?

  • Secrets to Success (ETtheHipHopPreacher)

  • 449-Friday Q&A: How Do You Help Young People Engage in Goalsetting, How Much Debt Is Too Much on Rental Properties, How Do You Help Your Brother-In-Law Learn About Money, Last-Minute Health Savings Account Contributions,

  • 448-Mythbusting: Your 401(k) Won't Make You Rich! Here's Why...

  • Out & About: My Appearance on "Best Real Estate Advice Ever" with Joe Fairless

  • Out & About: My Appearance on Sound Retirement Planning Podcast with Jason Parker

  • 447-Mythbusting: The Myth of Passive Income

  • 446-Friday Q&A: Should We Sell the House we Just Moved Out of, Should I Fire My Financial Advisor, A Cool Networking Event for Celebrities that I Admire, How Can Divorced Men Pay Less Child Support, and More!

  • 445-Should we Keep Paying off Our House with Gazelle Intensity or Switch to Saving 15% for Retirement?

  • 444-Yes, You Can Afford For Your Wife to Stay At Home...Here's How!

  • 443-1 Year, 50 States, 3 Children, $1,000,000, and the Launch of A Brand-New Business: Interview with Anthony Amos from Bathe to Save

  • 442-How to Do Your Own Taxes The Easy Way (And Should You Hire an Accountant?)

  • 441-Friday Q&A (Live): How Can a 13-Year-Old Young Man Get His Start as a Financial Advisor; How Can an Early Retiree Calculate If He Has Enough Money

  • 440-How to Grow Your Podcast Audience with Effective Marketing

  • 439-Book Review: Unshakeable - Your Financial Freedom Playbook by Tony Robbins

  • 438-The Audience Demographics of Radical Personal Finance (And What Surprised Me the Most!)

  • 437-Mustachianism 101: The Philosophy of Mr. Money Mustache

  • Special Request: Please Send me a Voicemail and a Picture

  • Out & About: My Interview on the Richer Soul Podast with Rocky Lalvani

  • 436-The Most Valuable Lessons I Learned As a Financial Advisor: #1 Don't Wait for the Business to Come To You...You Go Find It!

  • 435-Plan Your Weekend--This Weekend--Like You Plan Your Workweek

  • 434-Radical Lifestyle Stories: How this Filipina Immigrant Named Ruby is Pursuing Financial Independence in Less Than 10 Years

  • 433-Eighteen Simple, Free (or Very Cheap) Ways to Protect Your Financial Security and Privacy

  • 432-Gwen (A Fiery Millenial) Gives Her Take on Financial Independence and Early Retirement for Millenials

  • 431-How a 22-Year-Old College Grad Should Prioritize Their Steps Towards Financial Independence

  • 430-Should A Retiring Naval Officer Invest in Real Estate or Do Something Else?

  • 429-Should I Use Whole Life Insurance as a College Savings Plan?

  • 428-How to Get Richer Every Day (Questioning Commonly Accepted Wisdom)

  • 427-Experiments in Financial Independence: Conversation with Jonathan and Brad from ChooseFI.com

  • 426-Friday Q&A: Should I Get Rid of my 3rd Car, What is a Modified Endowment Contract and How Does it Work, What Should We Do With All This Extra Money our Church Just Received

  • 425-Interview with Mr. Money Mustache! Memorable Moments, Current Projects, Impact on the PF Community

  • 424-Financial Freedom in Just a Few Years with AirBnB Property Management! Interview with Zeona McIntyre

  • 423-Financial Planning for Your Refugee Status: How to Plan Ahead So You're Not Caught Unprepared as a Refugee

  • Out & About: My Interview On the Nomad Together Podcast "A Radical Approach to Finance"

  • 422-Former CEO of Lehman Brothers Opines On Careers, Banking, Money, and Retirement: Interview with Andy Sage

  • 421-Success --> Failure --> Success, the Hard Way! What You Can Learn About Money and Investing From This Woman Who Lost It All

  • 420-Radical Lifestyle Stories: How This Young Couple Increased Their Savings Rate From 8% to 80% of Their Income

  • 419-Why Car Leasing is Simultaneously Crazy Expensive and Crazy Cheap (and How to Get Out of Your Existing Lease!)

  • 418-Saturday Q&A: Your Comments, Suggestions, and Questions

  • 417-Friday Q&A: Should I Follow Dave Ramsey's Baby Steps and Pay off My House Early, I Had an Unexpected Child...Should I Finish Graduate School or Drop Out to Be a Mom?

  • 416-Radical Lifestyle Stories: How Bill Enjoyed a Career of Travel and Adventure and Still Retired at Age 42

  • 415-Invest in Your Personal Safety: It's Cheap to Do and the Payoff Can Be Massive

  • 414-Radical Lifestyle Stories: How This Man Gave Up a Modern Life to Build an Off-Grid House, Farm, and Business Making Handcrafted Pine Coffins! Interview with Don Byrne from Piedmont Pine Coffins

  • 413-Why Wait Until You're F.I. to Live Like You're F.I.? My Speech at Camp Mustache SE 2017

  • 412-Friday Q&A: How Can I Gain Enough Experience to Use my CFP Designation, Can I Unwind My Parents Reverse Mortgage, How Do I Engage In A Meaningful Goal-Setting Process After a Layoff?

  • 411-New Year Homework: How to Check, Monitor, and Freeze Your Credit Score for Free

  • 410-Dow 20,000? What Does it Mean and What Should You Do About It?

  • 409-How to Get Yourself Put 6 Feet Under Dirt Cheap!

  • 408-Budget Categories for the New Year that Actually Matter

  • 407-Motorhomes, RVs, Travel Trailers and You: Radical Tips, Ideas, and Good Advice so You Don't Get Taken

  • 406-My Plans for RPF in 2017

  • 405-The Health Insurance Series Part 6: HCSM Wrap-Up, Self-Insurance, Direct Primary Care/Concierge Care, Catastrophic Coverage, Dread Disease/Critical Illness Insurance, Doctors on Call

  • 404-The Health Insurance Series, Part 5: Health Care Sharing Ministries (this is how we pay for our health care costs in the Sheats family)

  • 403-The Health Insurance Series, Part 4: How to Avoid (and Evade) the Obamacare Tax Penalty

  • 402-How to Raise Money for your Company Without a Bank or VC! (And Perhaps Find Your Next Big Investment Winner): Interview with Nathan Rose, Author of "Equity Crowdfunding: The Complete Guide for Startups and Growing Companies"

  • 401-Annual Income Goals are for Dreamers; Hourly Income Goals are for You (If You're Serious About Your Wealth)

  • 400-The First Two Weeks of December Are Crucial For Your 2017 Success

  • 399-Thanksgiving Greetings and Encouragement

  • 398-How to Invest In Your Local Community for Financial Profit and Community Gain: Interview With Businessman and Investor Tim Yarbrough

  • 397-The Health Insurance Series, Part 3: The Premium Tax Credit (PTC): What It Is, How It Works, and How to Maximize Your Cash From It

  • 396-Job --> High-Paying Job --> Savings --> Real Estate Investment --> Business --> Financial Freedom: Interview with Joe Fairless, Host of the Best Real Estate Investing Advice Ever Podcast

  • 395-The Health Insurance Series, Part 2: Why I'm Opposed to Obamacare (And Will Probably Be Opposed to Trumpcare When It Comes Along)

  • 394-On Voting, Elections, & Presidential Politics: 10 Things You Can Do That Will Actually Make a Difference in Your Life and Community (aka, Joshua's Antidote to Your Election Fever)

  • 393-The Health Insurance Series, Part 1: Your Health Is More Important Than Your Health Care or Health Insurance

  • 392-How to Fight Local Gov to Lower Your Local Tax Bill (aka, An Antidote to Your Current Political Depression): Interview with Paul Dorr from RollBackLocalGov.com

  • 391-A Few Useful Tax-Planning Techniques: Interview with Craig Cody, CPA, Co-Author of "Secrets of a Tax-Free Life: Surprising Write-Off Strategies Most Business Owners Miss"

  • 390-How (and Why) to Engineer Your Layoff! Interview with Sam, the Financial Samurai

  • 389-Banish These Two Common Phrases from Your Vocabulary to Take Back Control of Your Life and Your Wealth

  • 388-Drunkenness Will Destroy Your Wealth. Don't Participate!

  • 387-You Should Consider Buying a Chevy Volt as your Next Car. Here's Why!

  • 386-Don't Get Ripped Off: You Should Not Upgrade Your Car in Order to Get Better Gas Mileage!

  • Audio of Steven Harris's Family Emergency Preparedness Class

  • Audio of Wendy DeWitt's "Sensible Food Storage" Seminar

  • 385-A Sensible Approach to Food Insurance, aka, Home Food Storage (2 of 2)

  • 384-A Sensible Approach to Food Insurance, aka, Home Food Storage (1 of 2)

  • 383-Budget for the Accessories

  • 382-How to Remove Your Adult Children from Suckling at Your Financial Teat (aka, How to Get Your Boomerang Kids to Grow Up and Leave!)

  • 381-Simple, Cheap, Practical Tips to Help You Prepare for a Coming Hurricane

  • 380-Practical Advice for Employees to Dramatically Improve the Trajectory of Your Career

  • 379-The Perils of Success (and Why I'm Taking the Filter off the Content of RPF in Order to Maintain and Grow my own Success)

  • 378-You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life: Interview with Author Jason Vitug from Phroogal.com

  • Out & About: The Stages of Financial Independence-My Appearance on the Afford Anything Podcast with Paula Pant

  • Quick Announcement: Meet Up With Me in San Diego, CA This Week at #FinCon16

  • 377-Should You Go to Graduate School as a Simple Way of Increasing Your Income? Interview with Matt Miner from Design Independence

  • 376-My Suggestions for How This 13-Year-Old Student Can Be Financially Independent at 30

  • 375-The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life; Interview with Author Lauren Greutman (I Am That Lady from IAmThatLady.com)

  • 374-Friday Q&A: How Should I Structure My Purchase of an iPhone, What Should I Think About When Buying a House, How Many Credit Cards Should I Have For Optimal Living, How Should I Value My Defined-Benefit Pension Plan

  • 373-An Introduction to Types of Business Entities: Sole Proprietorship, Partnership, Limited Liability Company (LLC), Limited Liability Partnership (LLP), C Corporation, S Corporation

  • 372-The Power of Cause and Effect: If you Want to Experience an Effect, You Must Initiate the Sequence of Causes That Lead to Its Outcome

  • Out & About: Everything Financial Radio Appearance with Dennis Tubbergen to Discuss Living a Rich Life

  • 371-Should You Invest in Mobile Homes to Build Wealth in Real Estate? And If So, How? Interview with John Fedro from MobileHomeInvesting.net

  • 370-Friday Q&A: Should I Take a State DB Pension Plan or Choose a Defined-Contribution Option, Why Do So Few People Grasp How Simple It Is to Become Wealthy, What Are the Next Steps I Should Take in Establishing My New Consulting Business

  • 369-Don't Wait for Financial Independence to Enjoy and Plan for Financial Abundance

  • 368-How to Establish, Build, and Utilize Your Business Credit: Interview with Ty Crandall from www.CreditSuite.com

  • 367-Discussing Social Security Tactics, Strategy, and Background with Financial Planner Devin Carroll from Social Security Intelligence

  • 366-Lessons Learned from Great Success and Great Failure in Multifamily Real Estate: Interview with Rod Khleif from the Lifetime Cashflow Podcast

  • 365-Tips to Hitchhike Europe (or Anywhere Else) on $40 a Week (with a Food Budget of $2 Per Day!) Interview with Philip Frey from Valiant Growth

  • 364-The Laws of Wealth: Psychology and the Secret to Investing Success: Interview with Author Daniel Crosby

  • The Power of Your Personal Philosophy: Audio from Jim Rohn

  • 363-Combating the Effects of a Terminal Illness Diagnosis with Real Estate Prowess (and What's Better--Business or Real Estate?) Interview with Kathy Fettke from the Real Wealth Network

  • 362-Making it Big in the USA as an Indian Immigrant: Interview with Manhar Patel

  • 361-The Power of If: If You Don't Like the Laws (Especially the Financial Laws), Avoid the Conditions that Cause You to be Subject to Them

  • 360-Friday Q&A: Are Bonds Necessary for Good Asset Allocation, Traditional 401(k) or Roth IRA, How to Leverage Long-Term Travel for Career Advancement, What Kind of Retirement Plan to Put In Place at a NonProfit, How to Rebuild after Bankruptcy

  • 359-Save Money on Your Food Budget by Learning How to Cook at Home! Practical Advice from Ketura from FreeToCook.com

  • 358-Taxation of Disability Insurance, Can I Get Disability Payments for Pregnancy, Types of Policies Such as Business Overhead Expense Insurance, Disability Buy-Out Policies, Guaranteed Issue Plans, and More!

  • 357-Taming the High Cost of College: Understanding the Landscape of College Tuition, Financial Aid, Loans, and Your Choices with Brad Baldridge

  • 356-Your Next Car Should be a Minivan. Here's Why!

  • 355-How to Build a Plan for Financial Freedom in 10 Years or Less

  • 354-Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More!

  • 353-How to Get Out of Debt Fast By Driving A Truck (And Build a Freedom Fund!): Interview With Ben and Deb Martinek

  • 352-Friday Q&A: Should I Purchase My Personal House in an LLC, How do I Know if My Life Insurance Agent is Advising the Right Amount

  • 351-How to Live a Rich Life Now (pt. 2): Most Material Riches Are Easily Accessible to You Today

  • 350-How to Live a Rich Life Now: The Immaterial Attributes of Riches That You Can Control Today

  • 349-Want to Get Rich and Live a Comfortable Life? You Should Seriously Consider Being a Doctor as Your Path! Interview with Peter Steinberg

  • 348-Think You've Got it Tough? This Show Will Make You Grateful for Your Abundant Opportunities. I Promise!

  • 347-Disasters Happen: Make a Plan Now to Ensure You Have Plenty of Money Available to You to Solve the Problems Money Can Solve

  • 346-Real Estate Entity Selection & Estate Planning (With a NYC Slant): Interview with Real Estate and Estate Planning Attorney Jules Haas

  • 345-"Cashing in Tax Free: Your Ultimate Guide to a Tax-Free Retirement Using 1031 Exchange and Delaware Statutory Trusts" Interview with Author Leslie Pappas

  • 344-How to Go From Broke to Comfortable With a Single Move! (And What is a Junior IRA?): Interview with Mr. and Mrs. Groovy from FreedomIsGroovy.com

  • 343-Friday Q&A: When Should My Wife Take Social Security, Should I Buy Term Life Insurance as an Investment?

  • 342-How to Make a Fortune (or Build a Lifestyle Business) Selling Stuff on Amazon: Interview with Brad DeGraw

  • 341-Odds On: The Making of an Evidence-Based Investor, Interview with Author and Financial Advisor Matt Hall

  • 340-Friday Q&A: Should I Get Disability Insurance if I'm Only Working for Two Years, What Happens to Disability Insurance If I'm Changing Jobs, How Should I Save Money For My 9-Month Old Daughter's House, Should I Work Three More Years In Order To Vest

  • 339-Long-Term Disability vs Short-Term Disability, Benefit Period, Elimination Period, Noncancellable vs. Guaranteed Renewable Continuance Provisions

  • 338-Negotiating a Better Work Arrangement for Greater Personal Happiness: Interview with Jeff, the Happy Philosopher

  • 337-Why You Should Buy Disability Insurance Before Any Other Type of Insurance Coverage

  • 336-Friday Q&A: Advice on Starting an Experts Business, How to Transition from a Stable Career to Unstable Entrepreneurship, Joshua's Thoughts on the Banking System, How to Become a Better Salesperson

  • 335-My New Consulting Business...And Yours Too!

  • 334-How & Why to Go Independent as a Financial Advisor: Interview with Financial Advisor Sean Kernan

  • 333-Q&A: How to Lower Work-Culture Costs Without Being Perceived as a Grinch, Should I Take Out a TSP Loan or Student Loans for Grad School, Should I Take a Year Off To Try a Business or Go Directly to Grad School, How To Profitably Invest Paternity Leave

  • 332-Q&A: How to Sell Whole Life Insurance to Buy Term & Invest the Difference People, How to Help People Get Experience So They Know What Kind of Work to Do, Joshua's System of Marginalia, Savoring Books vs. Gulping Books

  • 331-Financial Independence with Real Estate Starting With No Money! Interview with Chad Carson

  • 330-How to Live Super Cheap and Earn Your Income Selling Stuff Online! Interview with Nate Dodson

  • 329-Boost Your Investment Returns with Marketplace Lending: Interview on Current Opportunities with Peter Renton, Founder of Lend Academy and the LendIt Conference

  • 328-Friday Q&A: the Language of Marginal Tax Deductions, Volunteering as an Income Tax Preparer for Low Income People, and Are Cash Value Life Insurance Policies a Good Place for an Emergency Fund

  • 327-How to Save Money on Medical Expenses Without Accidentally Killing Yourself From Foolish Decisions: Interview with Dr. Mohammad Ashori

  • 326-An Immigrant's Path to Entrepreneurship: Lessons Learned with Dan Lok

  • 325-How to Invest in Guns for Maximum Profit and Diversification: Interview with James Wesley, Rawles from SurvivalBlog.com

  • 324-Friday Q&A: How to Invest $1k to 10k, How to Prioritize Competing Goals, Should I Stay in my Current Job Until I'm Vested, What Kind of Retirement Plan Should Middle-Age Hotel Owners Establish

  • 323-How to Teach Your 8-Year-Old To Earn with Job Skills, Build Businesses, and Invest Wisely

  • 322-How This Teacher Has Gone from Deep in Student Loan Debt to Financially Independent by Age 40: Interview with Nicole Bryan

  • 321-The Trend Following Investment Strategy (and What It's Like to Build Your Own Investment Management Firm from Scratch) with Michael Melissinos

  • 320: Breaking all the Rules to Succeed in Podcasting: Recording of My Speech to the South Florida Podcasting Meetup Group

  • Out and About: Control the Risk of Failure with Joshua Sheats - Youversation Episode 035

  • Out & About: Sales From The Street-"Shh, Just Listen Man" The Sales Evangelist Episode#224

  • Out & About: Self-Education Plan Review with Joshua Sheats (Anarcho-Yakitalism Podcast Ep.62 )

  • Out and About: Investing to BE Dave Ramsey (with Joshua Sheats) - Stacking Benjamins

  • RPF is on Spring Break!

  • 319-Friday Q&A: Should I Switch from Employment to Self-Employment to Save Money, How do I Decide Between Model Portfolio Asset Allocations

  • 318-How to Get the Best Possible Mortgage: Advice from Casey Fleming, Author of "The Loan Guide"

  • 317-Living in a Bus and a Tiny House With 7 Kids! Interview with Shane and Julie Good from www.GoodNewsBus.com

  • 316-Friday Q&A: Should I Stay At A Job to Get Student Loan Forgiveness, When is the Ideal Age to Buy a Single Premium Immediate Annuity

  • 315-Is Mortgage Acceleration (Replacing Your Traditional Mortgage with a HELOC) Really a Good Idea? Interview with Bill Westrom from www.TruthInEquity.com

  • 314-How You Can Get More Money For Early Retirement By Using an IRA or 401(k) Even if You Have to Pay the 10% Penalty!

  • 313-unWorking: Exit the Rat Race, Live Like a Millionaire, And Be Happy Now: Interview with Author Clark Vandeventer

  • 312-Q&A: What's It Actually Like to Start a Career as a Financial Advisor with a Big Insurance Company? My Own Experiences from the Trenches!

  • 311-Friday Q&A: Can US Americans Be Transformed Back Into Savers, Should I Pay Off My Mortgage Early, Should I Rent Out My Backyard as a Lot for a Tiny House, the Prospect of Creating Radical Personal Finance in Spanish

  • 310-From a Plumber's Assistant in a Rural Farm Town to a Wealthy Businessman: Interview with Warren Prescott, One of My Former Bosses!

  • 309-Practical and Actionable Advice for How You Should Respond to Doomsday Financial Predictions and Warnings in a Rational and Intelligent Manner

  • 308-Charitable Giving Strategies to Maximize Your Lifestyle and Your Impact: Interview with Patrick Renn, author of "Finding Your Money's Greater Purpose"

  • 307-Friday Q&A: Thoughts on Giving Unsolicited Advice, Average Rate of Return vs. Real Rate of Return, Group Life Insurance and Long-Term Disability Insurance Decisions, and More!

  • 306-Interview with Robert Kiyosaki: the Life, Career, & Predictions of the Man Behind the Best-Selling Personal Finance Book of all Time (Rich Dad, Poor Dad)

  • 305-Mortgage Credit Certificates: The Coolest Mortgage Interest Credit You've Never Heard Of

  • 304-Friday Q&A: The Value of Full-Time Mothers and Fathers as Compared to Full-Time Wage Earners

  • 303-Roth IRA vs. Traditional: Which One Pays Less Taxes?

  • Announcement re: Email: If You've Ever Emailed Me and Didn't Get a Personal Response, Please Try Again

  • 302-Q&A: I Make $200k/yr. and I'm 30 Years Old and Single. And I'm Miserable. Please Help!

  • 301-Careers, Entrepreneurship, and Raising Entrepreneurial Kids: Interview with Dan Miller from 48 Days to the Work You Love

  • 300-Thirty Podcasting Lessons Learned From 300 Episodes and 2,000,000+ Downloads

  • 299-The Philosophy of Modern Survivalism and Permaculture as Applied to Financial Planning: Interview with Jack Spirko, Host of The Survival Podcast

  • 298-Friday Q&A: How to Practice Stealth Wealth, How to Locate Assets in a Tax Efficient Manner, Refinancing a HELOC to an Amortizing Loan, and How My Wife and I Handle Day-to-Day Money

  • Meet Up With Me in Nashville, TN Next Week 2-22 to 2-25.mp3

  • 297-From Writing About Personal Finance To Becoming Financially Independent: Lessons Learned with Jim Wang, Founder of Bargaineering and Wallet Hacks

  • 296-The Collapse of MF Global, Breakdown of Trust in the Financial Systems, the Prospect of Global War, and What It's Like to Be a Tax Protester on the Lam: Interview with Ann Barnhardt

  • 295-You Don't Know What to Do Simply Because You Don't Yet Know What You Want

  • 294-Friday Q&A: Liability Insurance, Life Insurance for a Stay-At-Home Mom, Real Estate Financing and Entities, And More!

  • 292-Personal Branding and Marketing, Entrepreneurship, and Lifestyle Design as CEO of a Company: Interview with David Hancock, CEO of Morgan James Publishing

  • 291-Friday Q&A: Real Estate, How Much Money is Too Much in Qualified Accounts, Bank on Yourself and Infinite Banking, Stocks vs Bonds

  • 290-Stop Chasing Influencers: The True Path To Building Your Business and Living Your Dream: Interview with Co-Author Kimanzi Constable

  • 289-The Impact of Your Behavior on Your Financial Results: Interview with Carl Richards, author of The Behavior Gap and The One Page Financial Plan

  • 288-A Perfect Buy vs. Rent Case Study and Analysis

  • 287-Drive for Free by Fueling Your Car with Wood: Interview with Chris Saenz and Wayne Keith from DriveOnWood.com

  • 286-My Review of the "Building Wealth One House at a Time" Seminar by John Schaub

  • 285-What Does Financial Fraud Smell Like?

  • 284-Job Free: Four Ways to Quit the Rat Race and Achieve Financial Freedom on Your Terms-Interview with Jake DeSyllas

  • 283-Nine Benefits of Having a Job!

  • 282-How to Effectively Handle Money Together as Husband and Wife: Interview with Talaat and Tai from His and Her Money

  • 281-Why I've Chosen to Invest in Real Estate

  • 280-Making the Transition to Retirement: Interview with Fritz Gilbert from The Retirement Manifesto

  • 279-Get Paid To Adventure Travel the World With Your Family and Still Save a Ton of Money! Interview with Sara Miner

  • 278-What Do You Do When You're Trapped in an Upside Down Car Loan?

  • 277-Early Retirement FAQs: How Do I Plan For Inflation? Interview with Joe, AKA. Arebelspy (who just retired at 30 on a schoolteacher's salary)

  • 276-Why This Financial Planner Refuses to Save Money for His Kids' College

  • 275-Selecting a Brokerage Company for Your Stock Ownership & Trading: Intro to Our New Sponsor TradeKing

  • 274-You Can Become and Stay Wealthy If You Focus On Systematically Developing and Perfecting the Simple Skills of Wealth

  • A Brief Christmas Card from Me to You

  • 273-Three Budgets You Should Establish for 2016: Time, Money, and Food

  • 272-A Proven Strategy to Increase Your Income in the Next Year

  • 271-Achieving Financial Independence at a Crazy Young Age! Interview with Mike and Lauren from www.MikeAndLauren.com

  • 270-Myths & Facts: 9 Things I Used to Believe (and Teach) About Home Ownership That I No Longer Believe

  • 269-Why We Sold Our House and Moved Into a Rental Apartment!

  • 268-Training Your Kids for Financial Responsibility: Interview with Rocky Lalvani from Richer Soul

  • 267-Automate your Spreadsheets and Simplify Your Accounting with Tiller: Interview with Peter Polson

  • 266-Financial Independence in Your 20s Without Missing a Party! Interview with Martin Dasko from Studenomics

  • 265-Why Passive Investing and Index Funds are the Only Right Way to Invest: Interview with Rick Ferri from Portfolio Solutions

  • 264-How to Cut the Interest Rates on Your Student Loans by Refinancing with Sofi: Interview with Dan Macklin, Co-Founder of Sofi

  • 263-Q&A: Recording of the Live Patron Q&A Conference Call

  • 262-How Risky is Your Income? Applying the Concepts of Diversification to Wages and Profits

  • 261-Getting Rich with Real Estate...and Then Getting Richer With Business! Interview with Josh Dorkin, Founder of Bigger Pockets

  • 260-An Introduction to Trusts in the Context of Estate Planning

  • 259-What's It Like To Actually Hit Financial Independence at a Shockingly Young Age? Interview with Brandon (the Mad Fientist) and Jill

  • 258-Do You Have Student Loans? Here's What You Need to Do! Interview with Attorney Jay Fleischman, Host of the Student Loan Show

  • 257-The Four Major Estate Planning Documents that Everybody Needs: a Will, a Living Will, a Medical Power of Attorney, and a Durable Power of Attorney

  • 256-Escaping a Lifestyle of Drudgery for a Lifestyle of Freedom as an Itinerant Writer: Interview with Jeff Goins, Writer

  • 255-How To Decide if You Should Repair Your Car or Replace It

  • 254-Get Rich Slowly and then Get Rich Fast: Interview with JD Roth, the Godfather of Financial Blogging

  • 253-Q&A: Recording of the Live Patron Q&A Conference Call

  • Out & About: "Radical Thoughts on Life Insurance" (Joshua's Appearance on Martinis and Your Money with Shannon McLay)

  • 252-Market Yourself with the World's Greatest Marketing Tool: Your Own Book! An Interview with Patrick Snow, the Publishing Doctor

  • 251: Annuities: An Intoduction to the Types and Uses of Annuities

  • 250-How the Wisdom of Chess Can Make You a Grandmaster of Investing: Interview with Douglas Goldstein, author of Rich as a King

  • 249-How Dual-Income, High-Earning Couples can Lower Their Income Taxes

  • 248-One Great Way to Start Your Search For a Financial Advisor: Interview with Jack Waymire, Founder of the Paladin Registry

  • 247-Friday Q&A: Online Savings Accounts, Commission-Free Life Insurance, Why Don't I Have a CIMA Designation, Would I Do A Daily Podcast Again, Should I Max My 403(b) or Save for a Down Payment, 529 Plan for Myself, and Thoughts on Leveraged Index Funds

  • 246-You Need a Budget and Here's the Best Way for You to Make One! Interview with Jesse Mecham, Founder of YNAB

  • 245-Achieving Financial Freedom With Hard Work and a Good Plan! Interview with Scott Alan Turner, a Financial Rock Star

  • 244-Vending Machines as a Path to Wealth and Passive Income: Interview with Matt Miller from School Spirit Vending

  • 243-Mastering the Art of Charm so You Can Navigate More Easily Through Life: Interview with Jordan Harbinger, Co-Founder of The Art of Charm

  • 242-One Bed, One Bank Account: Interview with Derek Olsen from Better Conversations on Money and Marriage with Derek & Carrie Olsen

  • 241-Setting and Achieving Financial Goals: Interview with Casey Lewis

  • 240-From the Mail Room to CEO of a Trading Company: Interview with Don Montanaro, CEO of TradeKing (Live Show from #FinCon15!)

  • 239-Making a Bundle of Cash by Marketing Physical Products: Interview with Andreea Ayers from Launch Grow Joy

  • 238-What's Different About Giving Financial Advice to Gen X&Y vs Everybody Else: Interview with Katie Brewer, From Your Richest Life

  • 237-Become a Master Marketer: Interview with Anthony Tran, Founder of Marketing Access Pass

  • 236-Another Financial Advisor Turned Podcaster! Interview With Joe Saul-Sehy from Stacking Benjamins

  • 235-Living a Life of Significance: Interview with Aaron Walker from View From the Top

  • 234-Investing in Rare Coins With Numismatic Value: Interview With Bryan Norris, Professional Numismatist and Coin Expert

  • 233-I'm Richly Blessed by the Social Economy

  • 232-Building a Rich Life By Climbing the Corporate Ladder: Interview with Lee Cockerell, Retired Executive from Walt Disney World Resort

  • 231-How You Should Respond to the Recent Stock Market Gyrations

  • 230-How Being Debt-Free Enables Entrepreneurship: The Financial Journey of the Podcast Answer Man, Cliff Ravenscraft

  • 229-Think Slow, Move Fast, and Prioritize Your Life (a.k.a. Why We're Moving!)

  • 228-How and Why to Buy a Car for Cash: Interview with James Kinson from the Cash Car Convert Podcast

  • 227-The Five Benefits of College and Radical Ways to Exploit Them

  • 226-Making a Living From Video Games: Interview with Danny Peña, Hall of Fame Podcast Host of Gamertag Radio

  • Book Review: Eat That Frog! 21 Great Ways to Stop Procrastinating and Get More Done in Less Time" by Brian Tracy

  • Out & About: Pt 2 of Joshua's Interview on "The Voluntary Life" Podcast with Jake Desyllas

  • Out & About: Pt 1 of Joshua's Interview on "The Voluntary Life" Podcast with Jake Desyllas

  • Announcements: Have Breakfast With Me On Friday in Ft. Worth, TX on Friday, 7/31/2015

  • Short Book Review: How To Make People Like You In 90 Seconds Or Less by Nicholas Boothman

  • 225-Rich Habits and Raising Rich Kids-The Daily Success Habits of Wealthy Individuals: Interview With Tom Corley

  • 224-Frugal Tips for Fashionable Financial Independence: Interview with Steve from Steveonomics.com

  • 223-1-Year Anniversary Show and Changes to the Show Format Going Forward

  • 222-Why You Should Commit Yourself Wholeheartedly To Getting Out of Debt: Interview With Steve Stewart From MoneyPlan SOS

  • 221-How to Budget When You're Behind On Your Bills and Stuck in the Middle of a Financial Emergency

  • 220-The Intersection of Relationships, Health, Energy, and Money: Interview with Joan Sotkin, Author of Build Your Money Muscles

  • 219-Hacking Audiobooks and the Audiobook Marketplace: Pro Tips for Advanced Learners

  • 218-The Morning Coach's Guide to Success: Interview with JB Glossinger, Host of the Top-Ranked Morning Coach Podcast

  • 217-A Simple Decision Framework: Costs vs Benefits and the Ben Franklin Close

  • 216-Pay Attention to Your Little Habits; They Can Make or Break You

  • 215-Are You Confusing Your Goals With the Means of Their Achievement?

  • 214-Radical Strategies for Dealing with Student Loans: Interview With Jay Fleischman, Attorney and Host of The Student Loan Show

  • 213-Overcoming Financial Ignorance: Interview with Lauren Bowling from LBee And The Money Tree

  • 212-We Had a Baby Girl! Comments on Preparing for Child Birth with Mrs. RPF herself!

  • 211-How to Effectively Use New Media To Promote Your Financial Planning Practice (Or Any Type of Business): Interview With Bill Winterberg from www.FPPad.com

  • 210-An Intelligent Person's Guide to Self-Education

  • 209-The Insider Secrets of Angel Investing! (Or What Angel Investing is Really Like): Interview with Doug Nordman (And, Should I Rent or Buy?)

  • 208-Three Ways To Increase Your Income At Your Job

  • 207-Joshua's 30th Birthday Message To You (via the Voice of Jim Rohn!)

  • 206-A Few Quick Announcements and a Quick Summer Break for the Show!

  • 205-Friday Q&A: Are the Advertisements Re: the Value Of Tax Loss Harvesting a Scam, Hacking the Child Labor Laws, What's the True Purpose of the Accredited Investor Rules, and Is My 401(k) The Best Way to Build Massive Wealth?

  • 204-A Behind-the-Scenes Look Into High-Risk Life Insurance Underwriting: Interview with Todd Simpson CLU, ChFC from The Stamm Agency

  • 203-Ideas to Help in Caring for Your Older Parents' Financial Well-Being

  • 202-"Get Yourself a 30-Footer and Go!" How To Build a Lifestyle of Freedom Through Sailing, Self-Publishing, and TEOTWAWKI Escape Plans: Interview with Matthew Bracken, Author of "Enemies Foreign and Domestic

  • 201-Friday Q&A: My Parents Just Bought an Annuity...How Do I Help and How To Invest An Extra $20,000

  • 200-My Podcasting Equipment, Workflow, and Lessons Learned From 200 Episodes

  • 199-Whole Life Insurance

  • 198-What Would I Do If I Won the Lottery?

  • 197-How Big of an Emergency Fund Should I Have? What Percentage of My Income Should I Owe In Debt Payments?

  • 196-Friday Q&A: Other Student Loan Ideas, Helping Kids Without Enabling Them, Consolidating Accounts, Maxing Out a Spousal IRA, Retirement Distribution Strategies, and Help With Goal Planning

  • 195-Double (At Least) Your MPGs: 109 Hypermiling Tips from Ecomodder.com

  • 194-You Just Got Laid Off. Here's What To Do Next!

  • 193-Make a Backup Plan In Case You Get Laid Off In The Coming Recession: Simple Action Steps For You To Consider

  • 192-Recession is Coming: How to Not Get Laid Off In the Next Recession

  • 191-Friday Q&A: Invest or Pay Off Debt, Rent or Buy Calculations, Double Tax Credit for Multiple 529 Accounts, Roth Conversion or Not

  • 190-Learning To Trade Stocks: Interview With Steve Burns, Founder of New Trader University

  • 189-Term Life Insurance

  • Out & About: Joshua's Interview on the "Work Strong America" Podcast with Rick Seigmund

  • 188-Avoiding the Sunk Cost Fallacy by Applying Zero-Based Thinking

  • 187-Friday Q&A: Special Needs Planning, Podcast Feedback, 15-Year Old Son's College Account, My Investment Strategy

  • 186-Q&A: Real Estate Investing and the Financial Planning Process

  • 185-Q&A: Effective Journaling, Where to Invest First $100, Investing Like Your Money Or Your Life, Families Investing Together

  • 184-Financial Freedom Afloat: Lessons We Can Learn From the Long-Term Sailing Community

  • 183-Friday Q&A: Response to Ep. 181, Dividend Strategy in 529 Plans, Group Life Insurance vs. Individual, Lowering the Cost of Home Ownership, and Exceeding 401(k) Contribution Limits

  • 182-Asset Protection Planning: A Practical, Introductory Primer

  • 181-Why We Need More Discussion of Politics, Religion, Philosophy, Morality, and Ethics in Finance, Not Less

  • 180-How Life Insurance Policies Actually Work

  • Out & About: Joshua's Advice For Young People: Interview on the Anarcho-Yakitalism Podcast with Nick Hazelton

  • 179-Friday Q&A: Where to Keep An Emergency Fund, Should I Make a 50% Down Payment, How to Pay For a Master's Degree, How To Prepare For An Overseas Trip

  • 178-How Much Life Insurance Do I Need? A Simple Tutorial On How To Calculate A Life Insurance Needs Analysis For Yourself

  • 177-Interview with Meb Faber of Cambria Funds: Investment Process for Normal People

  • 176-Practical Asset Allocation and Asset Location for Short-, Medium-, and Long-Term Goals

  • 175-Friday Q&A: Can Financial Advisors Increase Your Returns, How to Prepare For the CFP Exam, Fastest Way to Become a 1%er, How Do You Trust Insurance Agents, What is the Role of an IPO in an Investment Portfolio

  • 174-The Stages of Financial Independence: A Useful Roadmap to Help You Navigate from From Broke to Financial Freedom

  • 173-Economic Basis of Life Insurance and Individual/Family Uses of Life Insurance

  • 172-Retirement Planning From The Financial Advisor's Perspective: Interview with Roger Whitney, Host of the Retirement Answer Man Podcast

  • 171-Constantly Adjust the Scale of Your Budget Numbers for Maximum Mental Impact

  • Out & About: Joshua's Interview on the "Dough Roller Podcast" by Rob Berger

  • Out & About: Joshua's Interview on "Side Hustle Nation" with Nick Loper: Tax Savings Tips for Side Hustlers

  • 170-The Voluntary and Forced Transitions of The Financial Industry: Interview With Fred Gabriel, Editor of Investment News

  • 169-If You Understand and Apply Opportunity Cost to Every Decision, You'll Coach Yourself To Your Ideal Life

  • 168-The Profit Potential of Niche Industry Conferences: Interview with Philip Taylor of PTMoney.com and FinCon

  • 167-Used Cars vs New Cars: The Great Debate

  • 166-Why I Host a Daily Podcast and Why You Should Model Me (But Not Necessarily Copy Me)

  • Out & About: Part 2 of Joshua's Interview on "Family Adventure Podcast" with Erik Hemingway: "Build a Budget for Travel"

  • Out & About: Part 1 of Joshua's Interview on "Family Adventure Podcast" with Erik Hemingway: "Build a Budget to Live Free!"

  • Out & About: Joshua's Interview on the "Create My Independence" Podcast With Kraig Mathias

  • 165-Friday Q&A: Handling Aging Parents Finances, Roth Rollovers, Thinking More Broadly About Investing, How to Pay for Your Body to Be Frozen Until You Can Be Reanimated and How to Be Rich When That Happens!

  • 164-An Introduction to Hackerspaces and Makerspaces: Interview with Jessica Fong, President of the South Side Hackerspace in Chicago

  • 163-The Impact of Your Savings Rate on Your Time to Financial Independence (A Tribute to the Value of "The Shockingly Simple Math Behind Early Retirement")

  • 162-Teaching Financial Planning as an Undergraduate College Curriculum: Interview with Dr. Nathan Harness, Assistant Professor of Finance at Texas A&M University

  • 161-A Tribute to Tom Stanley: 10 Major Finance Lessons I Learned From The Author Of The Millionaire Next Door

  • 160-Friday Q&A: Career Planning For Ideological Changes and How To Budget for an Irregular Income

  • 159-Financial Planning Isn't Just For Boomers Anymore: Interview with Alan Moore, Co-Founder of XY Planning Network

  • 158-Masterclass on 529 Plans a.k.a. Qualified Tuition Programs - Part 3: Pre-Paid Tuition Plans

  • 157-Raising Six Kids On The Road: A Long-Term Travel Lifestyle Interview With Greg Denning From Discover, Share, Inspire

  • 156-Applying Compound Interest To Your Goals: Lessons Learned From the Magic Doubling Penny

  • 155-Bringing Financial Planning to Gen Y: Interview with Sophia Bera, Founder of Gen Y Planning

  • 154-Masterclass on 529 Plans a.k.a. Qualified Tuition Programs - Part 2: Savings Plans

  • 153-The Massive Impact of Conferences on Personal Career and Income: Interview With Michael Kitces

  • 152-Measuring Your Biggest Asset: The Lifetime Value Of Your Income

  • 151-Travel Announcement - Flying to Dallas Tomorrow - RPF Meetup?

  • 150-Building a Career for Yourself By Wearing a Nametag Every Day: Interview With Scott "The Nametag Guy" Ginsberg

  • 149-A Brand-New RPF Crowdfunding Campaign! And A Brand-New App For The Show

  • 148-Save Money By Establishing a Non-Profit Corporation For Your Business Instead of a For-Profit Corporation: Inerview with James O'Neil from Training For Safety

  • 147-Overcoming Investment Anxiety: Interview With Dr. Alice Boyes, Former Clinical Psychologist and Long-Term Traveler!

  • 146-Intro to Business Bookkeeping Systems: Interview with Ryan Marquez CPA, MSAT

  • 145-Brilliant Market Timing or Pure Serendipity? Interview With Nick O'Kelly, Co-Author of Live On The Margin

  • 144-Friday Q&A: Can I Retire With $1.4M, What Do I Do With Too Much Cash, and Should I do a Roth 401(k) or Traditional 401(k)?

  • 143-Intro to Self-Directed IRAs: How to Invest In Real Estate, Tax Liens, Physical Gold and Silver, Structured Settlements, Horses, Livestock, Farmland, Timberland, and More In Your IRA

  • 142-One Possible Business Model For an Ethical Financial Planning Practice Serving Middle-Income Families

  • 141-Establishing a Success Mindset In Preparation for Urban Farming: Interview with Curtis Stone

  • 140-Friday Q&A: Planning Steps When A Spouse Is Planning to Stay Home, Borrowing On A Paid-For House For Real Estate Investment, Pension Plans in an Asset Allocation Plan, and How To Plan Your Life Together After Divorce

  • 139-My Advice for People Interested In Getting Into Financial Planning

  • 138-Masterclass on 529 Plans a.k.a. Qualified Tuition Programs - Part 1

  • 137-Ideas To Make More Money on the Side: Interview with Nick Loper from Side Hustle Nation

  • 136-Get Ready for Global Recession and $20/Gallon Gas in 2015!

  • 135-Be Confident in Your Unique Offering and Then Stick To Your Knitting

  • 134-Q&A: Incorporating in California vs. Wyoming (or Nevada or Delaware) and How to Decide Asset Allocation for an Investor in Sri Lanka

  • 133-Q&A: Paying off Your Primary Mortgage With a HELOC (Mortgage Acceleration) and How Safe is My Deferred Comp Program?

  • 132-Q&A: Thinking Through Buying Life Insurance on Your Kids' Lives and Clarification on 72(t) Substantially Equal Periodic Payments for Retirees

  • 131-Filter Your Financial Advice Through the Lens of Scale

  • 130-My Personal Development Plan for 2015

  • Teaching Canadians to be Financially Independent By Age 45: Interview with Timothy Stobbs, Author of Canadian Dream-Free at 45! RPF0129

  • The Financial Advisor Who Can't Retire: Interview with Paul Merriman RPF0128

  • Money Advice For Teens: Interview with Eva From Teens Got Cents RPF0127

  • Investing in Sustainability and Weathering the Financial Storms of Life: Interview with Jeff from The Sustainable Life Blog RPF0126

  • Establishing Rites of Passage to Ease the Transition to Adulthood: Interview with Dr. Vern Poythress RPF0125

  • Designing Human Habitats for an Abundant Lifestyle: Interview With Ben Falk, Permaculture Designer and Founder of Whole Systems Design RPF0124

  • Friday Q and A: Resources for the Executor of an Estate, Specialization vs. Generalization, Advice for Transitioning to a Single-Income Family RPF0123

  • Geo-Arbitrage and Expatriation for a Better Life: Interview with James Wesley, Rawles of Survival Blog RPF0122

  • Last-Minute Tax Planning Ideas To Save You Money RPF0121

  • Getting a Designer Education on the Cheap: Interview with Scott Young, Inventor of the MIT Challenge RPF0120

  • Building Wealth One House at a Time: Interview with John Schaub RPF0119

  • Friday Q and A: Cash Houses vs Mortgages, Speculative BioTech Stocks in an ESA, Physician Private Practice vs Hospital Job, Accounting for Business Deductions, Multi-Family Living, 529 Plan Qualified Expenses, Inflation Rates, Gifting Money to Kids RPF018

  • Transitioning From Personal Finance Blogger and Writer to Financial Advisor from a Canadian Perspective: Interview With Dan Bortolotti, the Canadian Couch Potato RPF0117

  • How to Set and Achieve Your Financial Goals in 2015 and Beyond RPF0116

  • Helping Your Kids Develop Talent (So You Don't Have To Support Them Forever): Interview with Jonathan Harris from 10kToTalent RPF0115

  • Little Known History of the ER Movement: Interview with Doug "Nords" Nordman RPF0114

  • Friday Q and A: Professional Trustees, Tax Saving for Resident Physicians, All Stock Asset Allocations, Can I Afford to Retire, How to Find a Good Financial Advisor, Funding an ESA With Real Estate RPF0113

  • Reasons to be Optimistic About the Present and the Future RPF0112

  • Buying A House Debt-Free...In Your 20s! - Interview with Steve Maxwell RPF0111

  • How to Live Without A Car Even With Two Kids! Interview with Christopher DeLaney RPF0110

  • A Comprehensive Review and Critique of "Money: Master the Game" by Tony Robbins RPF0109

  • Achieving the American Dream? Yes, It Is Still Possible! Interview with Mark and Lauren Greutman from I Am That Lady and The Simpler Happier Life Podcast RPF0108

  • A Comprehensive Guide to the Ultimate Education Account a.k.a the Coverdell Educational Savings Account RPF0106

  • Radical Immediate Retirement: Escape the Soul Crushing Horror of Your Job Right Now? What Could Happen if you Just Chucked it All and Quit? RPF0107

  • The Benefits of Minimalism as a Financial Plan: Interview about Living Car-Free and in Tiny Houses with Tammy Strobel from Rowdy Kittens RPF0105

  • How to Get Money Out of Your Retirement Accounts Before 59.5 for Early Retirement RPF0104

  • Friday Q and A: Retirement Distribution, Life Purpose, Re-Balancing Bond Funds, Pre-Paying Mortgages, Paying off CC Debt, Applying the Trivium to a New Job, Dental Insurance, and Switching Custodians RPF0103

  • Survivalism As a Financial Plan: the Tactics for "Surviving the End of the World as We Know It" Applied to Modern Life - Interview with James Wesley, Rawles RPF0102

  • How to Calculate How Much You Need to Save For Your Kid's College RPF0101

  • The Back Story on RPF and Details of our new Membership Program RPF0100

  • What is Your Vision and Plan For Your Child's Primary and Secondary Education? RPF0099

  • Friday Q and A: I Doubled My Income, Now What? How Do I Retire With No Money? Is Insurance a Good Investment? RPF0098

  • An Ordinary Pursuit of Financial Independence: Interview with Eat The Financial Elephant RPF0097

  • Financial Independence via Dividend Investing: Interview with Jason from Dividend Mantra RPF0096

  • Early Retirement FAQs: Should I Pay Off Debt First or Should I Invest? An Interview with Joe, AKA Arebelspy RPF0095

  • How to Save Money on Baby Costs: Frugal Tips with Mrs. RPF Herself! RPF0094

  • Friday Q and A: What to Do With $200k of Student Loans, Starting Multiple Businesses, and a Cash Flow Statement Win! RPF0093

  • The Business of Financial Advice: Opening the Curtain on The History, Present State, and Future of Financial Advice with Michael Kitces RPF0092

  • Do I Need Insurance? A Mental Model to Analyze Methods of Dealing With Risk RPF0091

  • The Lost Tools of Learning by Dorothy Sayers (audio version)

  • The Untold History of School That You Probably Don’t Know (2 of 2): Interview with Brett Veinotte, Founder of the School Sucks Project RPF0090

  • The Untold History of School That You Probably Don’t Know (1 of 2): Interview with Brett Veinotte, Founder of the School Sucks Project RPF0089

  • Becoming a Minimalist for Greater Happiness: Interview with Joshua Becker from BecomingMinimalist.com RPF0088

  • Teaching Finance With a Pirate Adventure Novel and an Insider’s Guide to Wall Street: An Interview with Joey Fehrman, CFA RPF0087

  • Developing a Wealth Plan: Interview with Todd Tresidder, Founder of Financial Mentor RPF0086

  • How to Really Save Money on Utility Bills With Intelligent Engineering and Energy Planning: Interview with Steven Harris, CEO of Knowledge Publications RPF0085

  • Protect Your Wealth From Inflation by Implementing the Alpha Strategy (by John Pugsley): Concept, Implementation, and Problems RPF0084

  • Retire at 33 With 3 Young Kids! An Early Retirement Interview with Justin from Root Of Good RPF0083

  • An Introduction to Peer-to-Peer Lending (e.g., Prosper and Lending Club) with Simon Cunningham of LendingMemo.com RPF0082

  • How to Live Without a Mortgage! Interview with Rob Roy, author of “Mortgage Free: Innovative Strategies for Debt-Free Home Ownership” RPF0081

  • How to Become a Millionaire on a Teacher’s Salary In 20 Years – Interview with the Millionaire Educator RPF0080

  • What’s It Actually Like Living in a Bus With Three Small Children While Saving for a House? Challenging! Interview with Noah & Sarah from Little Bus on the Prairie RPF0079

  • Early Retirement FAQs: Should I Invest in Real Estate or Stocks? An Interview with Joe, AKA arebelspy (who is on track to retire at 30 on a teacher’s salary) RPF0078

  • How to Pay for College Part 1: Teach Your Baby to Read RPF0077

  • Prudent Preparation for All Circumstances is the Core of a Financial Planning Mindset RPF0076

  • Friday Q and A: Calculating Life Insurance for Special Needs Planning, How to Get Started as a CFP, Another Mistake I Made, What To Do When You’ve Done All You Can, Ethical Investing & 4% Rule Clarifications RPF0075

  • How to Save Money on Groceries, Hotels, and Everything Else! Interview with Josh Elledge, Founder of SavingsAngel.com and the 90 Days to Abundance Podcast RPF0074

  • Introduction to the 4% Rule: History, Context, Problems, and Ongoing Research (Interview with Dr. Wade Pfau) RPF0073

  • What I Learned at #FinCon14 and my MSFS Residency…and How I Hacked the Two-Week, 3,200 Mile Roadtrip for $600 RPF0072

  • The Compounding of a Career RPF0071

  • Choose Your Hobbies Carefully! RPF0070

  • Invest in Your Health! RPF0069

  • Invest in Your Marriage! RPF0068

  • If You’re Tired of Paying Heavy Taxes, Why Not Move? Interview with Andrew Henderson, Founder of www.nomadcapitalist.com and the Nomad Capitalist Report RPF0067

  • Do Financial Broadcasters Like Dave Ramsey Do More Harm than Good? A Frank Conversation Between Two Fans RPF0066

  • Should I Pursue a Financial Planning Designation Just for My Own Knowledge? LIVE from #FinCon14! RPF0065

  • How to Work 10 Years, Retire in Your Early 30s, and Spend the Rest of Your Life Traveling the World: An Interview with Jeremy and Winnie from Go Curry Cracker RPF0064

  • The Importance of Tracking Your Time and Some Tips For How To Do It RPF0063

  • Sailing Around the World with 6 Kids: An Interview with Erik Hemingway Host of The Family Adventure Podcast About His Family’s 3.5-Year, 25-Country Adventure! RPF0062

  • The Importance of Tracking Your Money and Some Tips For How To Do It RPF0061

  • Four Useful Goal-Setting Questions and Correcting Two Mistakes I Made Recently RPF0060

  • How to Make Your Entire Living on Craigslist: Interview with Ryan Finlay from ReCraigslist RPF0059

  • Illustrations of the Value of Being Able to Live Cheap: An Excerpt of Tim Ferriss and Kevin Kelly (sick day) RPF0058

  • Professional Portfolio Manager Turned Early Retiree: Interview With David Stein, Host of Money for the Rest of Us RPF0057

  • Financial Plans Should be Unique! 18 Variables That Could Dramatically Affect Your Plans RPF0056

  • Friday Q and A: I Have $1,000,000, I’m 35, and I Hate My Job: Can I Retire Early? RPF0055

  • How to Become The Millionaire Next Door: An Interview with John Pugliano, Founder of Investable Wealth LLC and the Wealthsteading Podcast RPF0054

  • How Does My Tax Return Work? An Explanation to the Structure of IRS Form 1040 RPF0053

  • The Simple, Clear Path from $25,000 in Debt to an Entrepreneur’s Lifestyle: An Interview with Kraig Mathias from www.CreateMyIndependence.com RPF0052

  • Friday Q and A: Accrual Accounting vs. Cash Method, Roth IRA as an Emergency Fund, Permaculture Resources, Coming Up With Business Ideas, and Disagreements With My Walmart Show RPF0051

  • From an $8/hr Job After College to Financial Independence at Age 30 to 10+ Years of Global Travel With Family! Interview With Pat Schulte From Bumfuzzle.com RPF0050

  • An Introduction to Estate Planning: The Basics RPF0049

  • Why You Should Probably Lower Your Financial Goals RPF0048

  • What Can We Learn From a Listener With a Ph.D. in Computer Science Who Plays Professional Poker and Retired at 37? Interview with Daniel Bernstein of www.AwesomeSecrets.com RPF0047

  • Friday Q and A: What Do I Do With a Stinky 401(k)? RPF0046

  • What I Learned at the Podcast Movement Conference and Updates on the Future of the Show RPF0045

  • It Couldn’t Be Done…And He Did It (RPF from the road) RPF0044

  • My Plan For How I Would Become A Millionaire With a Minimum Wage Job at Walmart! RPF0043

  • Making a Living With Your Music Online: Interview with Dan-O from DanoSongs.com RPF0042

  • Major Tax Planning Strategies #2 and #3 — Shifting and Converting Income From High Rates to Low Rates RPF0041

  • Making $80k on 1/3 Acre With an Urban Farm Without Owning Land? Yes, Please! Interview With Curtis Stone. RPF0040

  • What Can We Learn From the 400 Highest Income Tax Returns? Profits Are Better Than Wages! RPF0039

  • Would You Be Willing to Live in a Van While in College to Avoid Student Loans? Interview with Ken Ilgunas RPF0038

  • Interview with Trevor Van Hemert of Pedal to Petal About His Composting Business, Entrepreneurship, SPIN Farming, Financial Independence, and Cryptocurrencies RPF0037

  • Major Tax Planning Strategy #1 — Adjusting the Timing of Income for Maximum Effect RPF0036

  • Saving Money on Communications Bills with the Tech Meshugana and Much, Much More! RPF0035

  • Monday Roundup: Economists vs. Politicians, Americans in Debt, Minimum Wages and Unemployment, Lessons from Psychology, Etc. RPF0034

  • What Can We Learn About Finance from Dumpster Divers, Freegans, Vagabonds and Hobos? RPF0033

  • In What Order Should I Pay Off My Debts? A Rational Guide to the Debt Snowball, Debt Avalanche, and Other Considerations RPF0032

  • Basic First Steps to Starting a Business RPF0031

  • 31: Basic First Steps to Starting a Business

  • Discussion of the Permanent Portfolio: an Investing Strategy for All Economic Cycles (interview with Jake Desyllas) RPF0030

  • The Iron Law of Wealth Building (or How to Translate Personal Financial Statements into Results) RPF0029

  • Why “Follow Your Passion” is the Wrong Career Advice (calling in sick today on RPF) RPF0028

  • What Would You Do if Money Were No Object? (calling in sick today on RPF) RPF0027

  • An Introduction to the Cash Flow Statement: The One-Page Document That Shows Whether You Will be Rich or Poor in the Long Run RPF0026

  • Interview with Jacob Lund Fisker, Author of “Early Retirement Extreme: A Philosophical and Practical Guide to Financial Independence” RPF0025

  • Happiness & Money, Rising US Wages, Economic Patriotism, Top Jobs in Demand, Subprime Bubble in Used Cars, Unlimited Kindle for $10 a Month, Habits of the Wealthy, The Roth IRA Horse Race, and Building Up With Worn-Out Tools RPF0024

  • Friday Q and A-What Can I Do To Plan for My Parents’ Long-Term Care When They Don’t Have Any Money? RPF0023

  • An Introduction to the Statement of Financial Condition or Balance Sheet: A Powerful Tool in Financial Panning if you Understand How it Works! RPF0022

  • Stocks, Bonds, & Derivatives: What They Actually Are and How They Actually Work (Foundational Knowledge for All Investment Decisions) RPF0021

  • “Entrepreneurship is the Only Opportunity to Seek Financial Freedom that is Open to Anyone” – Interview with Jake Desyllas from The Voluntary Life RPF0020

  • A Comprehensive Guide to the Overall Process of Financial Planning for DIYers and Financial Planners (CFP­® Board Job Task Domains) RPF0019

  • Friday Q and A: Bear Market Investment Strategies, Investment Strategies for House Downpayments, Advice for 18y.o., Most Complicated Thing in My Life, and Thoughts on “The Millionaire Fastlane” RPF-0018

  • Should I Stop Paying My Taxes On Moral Grounds? An Interview About War Tax Resistance with David Gross, author of “99 Tactics of Successful Tax Resistance Campaigns” RPF0017

  • What Advice Would You Give to an 18-Year Old You? RPF0016

  • How to Eliminate Your Taxes! The Basic Foundation You Need to Understand To Do Good Tax Planning RPF0015

  • FAQ: The Stock Market is At an All-Time High: Should I Wait for the Market to Go Down To Invest in Stocks? RPF0014

  • The Forgotten History of Retirement: Who Actually Benefits When You Retire? RPF0013

  • Exposing One of the Biggest Problems in Financial Planning: Nobody Retires! Ever! RPF0012

  • Introduction to the Radical Personal Finance Podcast – The [New] First Episode – RPF0011

  • RPF 0010 – You Are 100% Responsible For Your Income

  • RPF 0009 – Why Your House is a Terrible Investment – Interview with James Collins from jlcollinsnh.com

  • RPF 0008 – Updates for the Show and a Conversation on The Problems and Solutions Facing Our Consumption-Based Society

  • RPF 0007 – Strategies to Achieve Financial Independence at an Early Age – an interview with Brandon, the Mad Fientist

  • RPF 0006 – How to Afford Anything You Want in Life – An Interview with Paula Pant from AffordAnything.com

  • RPF 0005 – The Ultimate Guide to Spending Money – How a smart person can optimize each and every buying decision to get maximum utility out of their money

  • RPF 0004 – How to Save Huge Money on Your Cell Phone Bill (An Interview with I.P. Daley, the Tech Meshugana)

  • RPF 0003 – Book Review and Commentary on “Early Retirement Extreme – A philosophical and practical guide to financial independence”

  • RPF 0002 – The first question in financial planning…what do you want?

  • RPF 0001 – Welcome to the Radical Personal Finance Podcast!

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